9 banks and credit unions have branches in Lexington. The Bank Fee Index holds published fees for 7 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Virginia
Lexington counts institutions with a branch here, wherever headquartered. Virginia counts institutions headquartered in the state.
Lexington
6 institutions with a branch here
$1.75
Virginia
48 institutions headquartered in Virginia
$1.25
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Lexington median sits furthest from Virginia's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Lexington with Virginia and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Four published overdraft fees: $25–$36.
Medians for reference: Virginia $30 · U.S. $30
Local median not shown; five institutions required.
9 institutions, 4 with a published overdraft fee.
Bank · based in Lexington, VA · 3 branches here
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Buchanan, VA · 1 branch here
Account not yet known
“Overdraft/Returned Item Fee | $35.00 for the first three (3) items”
Bank · based in Martinsville, VA · 1 branch here
Bank · based in Richmond City, VA · 1 branch here
Bank · based in Lynchburg, VA · 1 branch here
Bank · based in Charleston, WV · 1 branch here
Credit union, membership rules apply · based in Waynesboro, VA · 1 branch here
Account not yet known
“Overdraft Privilege | $25/Item”
Largest banks by local bank deposits
Share of the $793 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Lexington city
Deposits and branches cover the City of Lexington. Population and income cover Lexington city, the county with most of Lexington's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Lexington city.
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