vs. U.S. typical range:LowerTypicalHigher
Knox deterministic extraction from Rosetta artifact #6496. canonical_hint=account_research; text_hash=524df72bb46756aeef276153fef942889d019e70616825328605659608160e9e; excerpt="Account Research Fee (per hour)........................................................... $25.00" · Source
per transaction · Knox deterministic extraction from Rosetta artifact #6496. canonical_hint=early_closure; text_hash=524df72bb46756aeef276153fef942889d019e70616825328605659608160e9e; excerpt="Christmas Club Early Withdrawal (per transaction) …...................... $10.00" · Source
Knox deterministic extraction from Rosetta artifact #6496. canonical_hint=dormant_account; text_hash=524df72bb46756aeef276153fef942889d019e70616825328605659608160e9e; excerpt="Dormant Account Service Fee…............................................................ $7.00" · Source
Knox deterministic extraction from Rosetta artifact #6496. canonical_hint=card_replacement; text_hash=524df72bb46756aeef276153fef942889d019e70616825328605659608160e9e; excerpt="Replacement card fee………………………………………………………………………...……………………...…………….$10.00" · Source
$47.50 above the national median
Knox deterministic extraction from Rosetta artifact #6496. canonical_hint=wire_domestic_outgoing; text_hash=524df72bb46756aeef276153fef942889d019e70616825328605659608160e9e; excerpt="*Electronically submitted Outgoing Domestic Wire Transfer $70.00" · Source
Knox deterministic extraction from Rosetta artifact #6496. canonical_hint=wire_intl_outgoing; text_hash=524df72bb46756aeef276153fef942889d019e70616825328605659608160e9e; excerpt="*Electronically submitted Outgoing Foreign Wire Transfer $100.00" · Source
$7.50 above the national median
Knox deterministic extraction from Rosetta artifact #6496. canonical_hint=wire_domestic_outgoing; text_hash=524df72bb46756aeef276153fef942889d019e70616825328605659608160e9e; excerpt="Outgoing Domestic Wire Transfer…………………………………………………...……………………………...…………$30.00" · Source
Knox deterministic extraction from Rosetta artifact #6496. canonical_hint=wire_intl_outgoing; text_hash=524df72bb46756aeef276153fef942889d019e70616825328605659608160e9e; excerpt="Outgoing Foreign Wire Transfer…………………………………………………...…………………………..……………..$60.00" · Source
Knox deterministic extraction from Rosetta artifact #6496. canonical_hint=counter_check; text_hash=524df72bb46756aeef276153fef942889d019e70616825328605659608160e9e; excerpt="Counter Checks (per page of four)……………………………………………………………………………………………….………………...………….…..$5.00" · Source
Knox deterministic extraction from Rosetta artifact #6496. canonical_hint=stop_payment; text_hash=524df72bb46756aeef276153fef942889d019e70616825328605659608160e9e; excerpt="Stop Payment on Check or ACH ……………...………………………....………….….. $35.00" · Source
$8.50 below the national median
Knox deterministic extraction from Rosetta artifact #6496. canonical_hint=night_deposit; text_hash=524df72bb46756aeef276153fef942889d019e70616825328605659608160e9e; excerpt="Deposit Zipper Bag………………………………………………………………………………………………..……….……………….$5.00" · Source
$21.50 above the national median
Knox deterministic extraction from Rosetta artifact #6496. canonical_hint=night_deposit; text_hash=524df72bb46756aeef276153fef942889d019e70616825328605659608160e9e; excerpt="Night Depository Lock Bag………………………………………………………………………………………….…………..………………..$35.00" · Source
Knox deterministic extraction from Rosetta artifact #6496. canonical_hint=deposited_item_return; text_hash=524df72bb46756aeef276153fef942889d019e70616825328605659608160e9e; excerpt="Returned Deposited (Or Cashed) Item…………………………………………………………………….…………..………………..$10.00" · Source
Knox deterministic extraction from Rosetta artifact #6496. canonical_hint=legal_process; text_hash=524df72bb46756aeef276153fef942889d019e70616825328605659608160e9e; excerpt="Legal process fee ………………………………………….………….………………... $125.00" · Source
$107.50 above the national median
Knox deterministic extraction from Rosetta artifact #6496. canonical_hint=safe_deposit_box; text_hash=524df72bb46756aeef276153fef942889d019e70616825328605659608160e9e; excerpt="Safe Deposit Box – both keys lost ……………………………………..……………….………...$150.00" · Source
$32.50 above the national median
Knox deterministic extraction from Rosetta artifact #6496. canonical_hint=safe_deposit_box; text_hash=524df72bb46756aeef276153fef942889d019e70616825328605659608160e9e; excerpt="Safe Deposit Box – lost key (1)………………………………………………………………….…………….…………………$75.00" · Source
Swipe for source and notes →
| Fee | Amount | vs national median | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Research Fee (per hour) | $25Within the typical range ($17.50–$25 nationally) | At the national median | — | Knox deterministic extraction from Rosetta artifact #6496. canonical_hint=account_research; text_hash=524df72bb46756aeef276153fef942889d019e70616825328605659608160e9e; excerpt="Account Research Fee (per hour)........................................................... $25.00" | Source |
| Christmas Club Early Withdrawal (per transaction) … | $10Within the typical range ($10–$25 nationally) | $5 below the national median | per transaction | Knox deterministic extraction from Rosetta artifact #6496. canonical_hint=early_closure; text_hash=524df72bb46756aeef276153fef942889d019e70616825328605659608160e9e; excerpt="Christmas Club Early Withdrawal (per transaction) …...................... $10.00" | Source |
| Dormant Account Service Fee… | $7Within the typical range ($5–$10 nationally) | $2 above the national median | — | Knox deterministic extraction from Rosetta artifact #6496. canonical_hint=dormant_account; text_hash=524df72bb46756aeef276153fef942889d019e70616825328605659608160e9e; excerpt="Dormant Account Service Fee…............................................................ $7.00" | Source |
ATM & CardVerified | |||||
| Replacement card fee………………………………………………………………………...……………………...……………. | $10Within the typical range ($5–$10 nationally) | At the national median | — | Knox deterministic extraction from Rosetta artifact #6496. canonical_hint=card_replacement; text_hash=524df72bb46756aeef276153fef942889d019e70616825328605659608160e9e; excerpt="Replacement card fee………………………………………………………………………...……………………...…………….$10.00" | Source |
Wire TransfersVerified | |||||
| Electronically submitted Outgoing Domestic Wire Transfer | $70Above the typical range ($20–$25 nationally) | $47.50 above the national median | — | Knox deterministic extraction from Rosetta artifact #6496. canonical_hint=wire_domestic_outgoing; text_hash=524df72bb46756aeef276153fef942889d019e70616825328605659608160e9e; excerpt="*Electronically submitted Outgoing Domestic Wire Transfer $70.00" | Source |
Check ServicesVerified | |||||
| Counter Checks (per page of four)……………………………………………………………………………………………….………………...………….… | $5Above the typical range ($1–$4 nationally) | $3 above the national median | — | Knox deterministic extraction from Rosetta artifact #6496. canonical_hint=counter_check; text_hash=524df72bb46756aeef276153fef942889d019e70616825328605659608160e9e; excerpt="Counter Checks (per page of four)……………………………………………………………………………………………….………………...………….…..$5.00" | Source |
Cash & DepositVerified | |||||
| Deposit Zipper Bag………………………………………………………………………………………………..……….………………. | $5Within the typical range ($5–$20 nationally) | $8.50 below the national median | — | Knox deterministic extraction from Rosetta artifact #6496. canonical_hint=night_deposit; text_hash=524df72bb46756aeef276153fef942889d019e70616825328605659608160e9e; excerpt="Deposit Zipper Bag………………………………………………………………………………………………..……….……………….$5.00" | Source |
Account ServicesVerified | |||||
| Legal process fee ………………………………………….………….……………… | $125Within the typical range ($30–$125 nationally) | $50 above the national median | — | Knox deterministic extraction from Rosetta artifact #6496. canonical_hint=legal_process; text_hash=524df72bb46756aeef276153fef942889d019e70616825328605659608160e9e; excerpt="Legal process fee ………………………………………….………….………………... $125.00" | Source |
| Safe Deposit Box – both keys lost ……………………………………..……………….……… | |||||
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Work at Bank of the James? Benchmark it against peers, free
Published fees
16
Under review
0
Assets
$1.0B
Work at Bank of the James? See every fee vs. your peers.
Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$1.0B
Total deposits
$938.1M
Service charge income
$163K
Fee income ratio
1.3%
Return on assets
1.09%
Branches
22
Service charge income by quarter
Financial profile · Pro
| $100Above the typical range ($40–$50 nationally) |
| $50 above the national median |
| — |
| Knox deterministic extraction from Rosetta artifact #6496. canonical_hint=wire_intl_outgoing; text_hash=524df72bb46756aeef276153fef942889d019e70616825328605659608160e9e; excerpt="*Electronically submitted Outgoing Foreign Wire Transfer $100.00" |
| Source |
| Outgoing Domestic Wire Transfer…………………………………………………...……………………………...………… | $30Above the typical range ($20–$25 nationally) | $7.50 above the national median | — | Knox deterministic extraction from Rosetta artifact #6496. canonical_hint=wire_domestic_outgoing; text_hash=524df72bb46756aeef276153fef942889d019e70616825328605659608160e9e; excerpt="Outgoing Domestic Wire Transfer…………………………………………………...……………………………...…………$30.00" | Source |
| Outgoing Foreign Wire Transfer…………………………………………………...…………………………..…………… | $60Above the typical range ($40–$50 nationally) | $10 above the national median | — | Knox deterministic extraction from Rosetta artifact #6496. canonical_hint=wire_intl_outgoing; text_hash=524df72bb46756aeef276153fef942889d019e70616825328605659608160e9e; excerpt="Outgoing Foreign Wire Transfer…………………………………………………...…………………………..……………..$60.00" | Source |
| Stop Payment on Check or ACH ……………...………………………....………….… |
| $35Above the typical range ($20–$30 nationally) |
| $8 above the national median |
| — |
| Knox deterministic extraction from Rosetta artifact #6496. canonical_hint=stop_payment; text_hash=524df72bb46756aeef276153fef942889d019e70616825328605659608160e9e; excerpt="Stop Payment on Check or ACH ……………...………………………....………….….. $35.00" |
| Source |
| $35Above the typical range ($5–$20 nationally) |
| $21.50 above the national median |
| — |
| Knox deterministic extraction from Rosetta artifact #6496. canonical_hint=night_deposit; text_hash=524df72bb46756aeef276153fef942889d019e70616825328605659608160e9e; excerpt="Night Depository Lock Bag………………………………………………………………………………………….…………..………………..$35.00" |
| Source |
| Returned Deposited (Or Cashed) Item…………………………………………………………………….…………..……………… | $10Within the typical range ($9–$25 nationally) | $5 below the national median | — | Knox deterministic extraction from Rosetta artifact #6496. canonical_hint=deposited_item_return; text_hash=524df72bb46756aeef276153fef942889d019e70616825328605659608160e9e; excerpt="Returned Deposited (Or Cashed) Item…………………………………………………………………….…………..………………..$10.00" | Source |
| $150Above the typical range ($25–$75 nationally) |
| $107.50 above the national median |
| — |
| Knox deterministic extraction from Rosetta artifact #6496. canonical_hint=safe_deposit_box; text_hash=524df72bb46756aeef276153fef942889d019e70616825328605659608160e9e; excerpt="Safe Deposit Box – both keys lost ……………………………………..……………….………...$150.00" |
| Source |
| Safe Deposit Box – lost key (1)………………………………………………………………….…………….………………… | $75Within the typical range ($25–$75 nationally) | $32.50 above the national median | — | Knox deterministic extraction from Rosetta artifact #6496. canonical_hint=safe_deposit_box; text_hash=524df72bb46756aeef276153fef942889d019e70616825328605659608160e9e; excerpt="Safe Deposit Box – lost key (1)………………………………………………………………….…………….…………………$75.00" | Source |
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