13 banks and credit unions have branches in Hampton. The Bank Fee Index holds published fees for 12 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Virginia
Hampton counts institutions with a branch here, wherever headquartered. Virginia counts institutions headquartered in the state.
Hampton
8 institutions with a branch here
$1.50
Virginia
48 institutions headquartered in Virginia
$1.25
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Hampton median sits furthest from Virginia's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Hampton with Virginia and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Hampton
9 institutions with a branch here
$30
Virginia
60 institutions headquartered in Virginia
$30
U.S.
2,605 institutions in the index
$30
Hampton covers every institution with a branch here, wherever it is headquartered. Virginia covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
13 institutions, 9 with a published overdraft fee.
Credit union, membership rules apply · based in Newport News, VA · 4 branches here
Account not yet known
“Overdraft Privilege (Paid NSF) – checks – ACH – recurring debit transaction – bill payment | $29.00 each”
Bank · based in Portsmouth, VA · 3 branches here
Bank · based in Charlotte, NC · 3 branches here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Credit union, membership rules apply · based in Newport News, VA · 3 branches here
Bank · based in Sioux Falls, SD · 2 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Credit union, membership rules apply · based in Newport News, VA · 2 branches here
Account not yet known
“Insufficient Funds Overdraft … $29.00 per item”
Credit union, membership rules apply · based in Vienna, VA · 2 branches here
Account not yet known
“†Standard Practices and Fees: We will charge a fee of $20 each time we pay an overdraft”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Tappahannock, VA · 1 branch here
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Largest banks by local bank deposits
Share of the $1.4 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Hampton city
Deposits and branches cover the City of Hampton. Population and income cover Hampton city, the county with most of Hampton's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Hampton city.
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