22 banks and credit unions have branches in the Harrisonburg metro area. The Bank Fee Index holds published fees for 18 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Virginia
Harrisonburg metro counts institutions with a branch here, wherever headquartered. Virginia counts institutions headquartered in the state.
Harrisonburg metro
9 institutions with a branch here
$2
Virginia
48 institutions headquartered in Virginia
$1.25
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Harrisonburg metro median sits furthest from Virginia's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Harrisonburg metro with Virginia and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Harrisonburg metro
13 institutions with a branch here
$32
Virginia
60 institutions headquartered in Virginia
$30
U.S.
2,605 institutions in the index
$30
Harrisonburg metro covers every institution with a branch here, wherever it is headquartered. Virginia covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
22 institutions, 13 with a published overdraft fee.
Bank · based in Fairfax, VA · 7 branches here
Account not yet known
“Overdrafts Overdrafts fee (per item) … $36”
Bank · based in Timberville, VA · 6 branches here
Bank · based in Charlotte, NC · 5 branches here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Credit union, membership rules apply · based in Harrisonburg, VA · 5 branches here
Bank · based in Franklin, WV · 4 branches here
Account not yet known
“Our overdraft fee is $35 and our NSF fee is $35, as set forth in the current”
Credit union, membership rules apply · based in Waynesboro, VA · 4 branches here
Account not yet known
“Overdraft Privilege | $25/Item”
Bank · based in Sioux Falls, SD · 3 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Richmond City, VA · 3 branches here
Bank · based in Lebanon, VA · 2 branches here
Bank · based in Alexandria, VA · 2 branches here
Account not yet known
“Overdraft Fee and Returned Item Fee* | $32.00”
Largest banks by local bank deposits
Share of the $3.5 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Harrisonburg metro's counties
Deposits and branches cover the Harrisonburg metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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