vs. U.S. typical range:LowerTypicalHigher
per month · Source
per month · Institution’s schedule
per year · Source
$7.50 above the national median
per item · Source
per item · Source
per year · Source
per year · Source
per year · Source
per year · Source
per year · Source
Swipe for source and notes →
| Fee | Amount | vs national median | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Account (Per Month Charge After Two Years) | $5Within the typical range ($5–$10 nationally) | At the national median | per month | — | Source |
| Mailed Statements | $2Within the typical range ($2–$4 nationally) | $1 below the national median | per month | — | Institution’s schedule |
| Paper Statement Fee | $2Within the typical range ($2–$4 nationally) | $1 below the national median | — | — | Source |
| Returned Mail Fee Reconciling statements and research on accounts is | $30Above the typical range ($12.50–$25 nationally) | $10 above the national median | — | — | Source |
ATM & CardVerified | |||||
| Replacement Debit Card First fee waived annually for fraud, lost, or stolen cards | $10Within the typical range ($5–$10 nationally) | At the national median | per year | — | Source |
Wire TransfersVerified | |||||
| Foreign Wire Transfer Fee (Customers Only): Transfer Out | $50Within the typical range ($40–$50 nationally) | At the national median | — | — | Source |
Check ServicesVerified | |||||
| Cashier's Checks (Customers Only) | $10Above the typical range ($3–$6 nationally) | $5 above the national median | — | — | Source |
| Check Cashing (Non-Customers) | $7 | ||||
Cash & DepositVerified | |||||
| Returned Deposits & Chargebacks (Per Presentment) | $7Below the typical range ($8–$25 nationally) | $8 below the national median | per item | — | Source |
Account ServicesVerified | |||||
| 10x10 | $75Above the typical range ($30–$70 nationally) | $30 above the national median | per year | — | Source |
| 3x10 | $45 | ||||
Other FeesVerified | |||||
| Photocopies (Per Page) | $0.25Below the typical range ($2–$5 nationally) | $2.75 below the national median | — | — | Source |
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Headline fees published
6 of 15
Published fees
20
Under review
0
Assets
$1.4B
Work at Farmers & Merchants Bank? See every fee vs. your peers.
Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$1.4B
Total deposits
$1.3B
Service charge income
$372K
Fee income ratio
1.8%
Return on assets
1.53%
Branches
16
Service charge income by quarter
Financial profile · Pro
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| $3 below the national median |
| — |
| — |
| Source |
| Stop Payments (Per Item) | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median | per item | — | Source |
| At the national median |
| per year |
| — |
| Source |
| 3x5 | $30Within the typical range ($30–$70 nationally) | $15 below the national median | per year | — | Source |
| 5x10 | $55Within the typical range ($30–$70 nationally) | $10 above the national median | per year | — | Source |
| 5x5 | $35Within the typical range ($30–$70 nationally) | $10 below the national median | per year | — | Source |
| Notary Fee (Non-Customers) | $5Within the typical range ($0–$5 nationally) | $2.50 above the national median | — | — | Source |
| Safe Deposit Box Drilling | $175Above the typical range ($30–$70 nationally) | $130 above the national median | — | — | Source |
| Safe Deposit Box Rekeyed (with two keys) | $25Below the typical range ($30–$70 nationally) | $20 below the national median | — | — | Source |
| Tax Lien/Garnishment | $125Above the typical range ($30–$85 nationally) | $75 above the national median | — | — | Source |