6 banks and credit unions have branches in Clearfield. The Bank Fee Index holds published fees for 6 of them.
The count includes institutions based elsewhere that have a branch here.
Compared with Utah
Where a fee has enough institutions for a local median, the Clearfield median is within 10% of the Utah median on all 2 fees.
Clearfield counts institutions with a branch here, wherever headquartered. Utah counts institutions headquartered in the state.
Pick a fee to compare Clearfield with Utah and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $20 to $30.
Median published overdraft fee
Clearfield
6 institutions with a branch here
$25
Utah
25 institutions headquartered in Utah
$25
U.S.
2,605 institutions in the index
$30
Clearfield covers every institution with a branch here, wherever it is headquartered. Utah covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
6 institutions, 6 with a published overdraft fee.
Credit union, membership rules apply · based in Riverdale, UT · 2 branches here
Account not yet known
“Overdraft Service Fee | $25.00 per presentment”
Bank · based in Kalispell, MT · 1 branch here
Account not yet known
“Overdraft Fee.......................................................................................................................................................................”
Credit union, membership rules apply · based in Ogden, UT · 1 branch here
Account not yet known
“Courtesy Pay | $22.00”
Credit union, membership rules apply · based in Salt Lake City, UT · 1 branch here
Account not yet known
“Overdraft/Paid Item | $25.00/item International Collection Item”
Credit union, membership rules apply · based in Farmington, UT · 1 branch here
Account not yet known
“Non-Sufficient Funds & Courtesy Pay | Overdrafts caused by NSF Checks, ACH Debits, A2A Returns, Debit Card Charges, ATM Withdrawals and On-line Bill Payments | $25.00 ea.”
Credit union, membership rules apply · based in Gardena, CA · 1 branch here
Account not yet known
“Courtesy Pay of NSF item | $20.00 each”
Largest banks by local bank deposits
Share of the $23 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Davis County
Deposits and branches cover the City of Clearfield. Population and income cover Davis County, the county with most of Clearfield's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Davis County.
Work at a bank or credit union here?
Hamilton, the Fee Insight workspace, sets an institution's own fees beside every institution in this market, with the source for each figure.
Choosing an account?
Open any institution above to see all of its published fees and where each one came from.
Search institutions