Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Horizon Utah Federal Credit Union

Farmington, UtahCredit UnionSan Francisco Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account | 12 mos. Inactivity and 18 years of age or older$5Within the typical range ($5–$10 nationally)

Knox deterministic extraction from Rosetta artifact #2298. canonical_hint=dormant_account; text_hash=f45111327a8644713a9b6c3dc9f01442c3bfb917a84d6e4a152ec99011741700; excerpt="Dormant Account | 12 mos. Inactivity and 18 years of age or older | $5.00 mo." · Source

Paper Statement | Mailed Statements$3

At the national median

Knox deterministic extraction from Rosetta artifact #2298. canonical_hint=paper_statement; text_hash=f45111327a8644713a9b6c3dc9f01442c3bfb917a84d6e4a152ec99011741700; excerpt="Paper Statement | Mailed Statements | $3.00 per mo." · Source

Overdraft & NSFVerified

Non-Sufficient Funds & Courtesy Pay | Overdrafts caused by NSF Checks, ACH Debits, A2A Returns, Debit Card Charges, ATM$25Within the typical range ($15–$30 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2298. canonical_hint=nsf; text_hash=f45111327a8644713a9b6c3dc9f01442c3bfb917a84d6e4a152ec99011741700; excerpt="Non-Sufficient Funds & Courtesy Pay | Overdrafts caused by NSF Checks, ACH Debits, A2A Returns, Debit Card Charges, ATM Withdrawals and On-line Bill Payments | $25.00 ea." · Source
Overdraft Protection and Transfer of Funds | Automatic Transfer from Shares to cover Overdraft of Checking Account$2.50Below the typical range ($3–$6.88 nationally)
$2.50 below the national median
Knox deterministic extraction from Rosetta artifact #2298. canonical_hint=od_protection_transfer; text_hash=f45111327a8644713a9b6c3dc9f01442c3bfb917a84d6e4a152ec99011741700; excerpt="Overdraft Protection and Transfer of Funds | Automatic Transfer from Shares to cover Overdraft of Checking Account | $2.50 ea." · Source

Check ServicesVerified

Check Printing | a. Check Orders b. Temporary Checks | a. Varies per item b.$5Within the typical range ($1.75–$10.50 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #2298. canonical_hint=check_printing; text_hash=f45111327a8644713a9b6c3dc9f01442c3bfb917a84d6e4a152ec99011741700; excerpt="Check Printing* | a. Check Orders b. Temporary Checks | a. Varies per item b. $5.00 for 4 cks." · Source

Digital & ElectronicVerified

ACH Origination | One-time set up fee$10Within the typical range ($2–$20 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #2298. canonical_hint=ach_origination; text_hash=f45111327a8644713a9b6c3dc9f01442c3bfb917a84d6e4a152ec99011741700; excerpt="ACH Origination | One-time set up fee | $10.00" · Source
Return Deposited Items/CU Checks/ACH Returns | Cashed/Deposited Return Item$15Within the typical range ($8–$25 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #2298. canonical_hint=ach_return; text_hash=f45111327a8644713a9b6c3dc9f01442c3bfb917a84d6e4a152ec99011741700; excerpt="Return Deposited Items/CU Checks/ACH Returns | Cashed/Deposited Return Item | $15.00 ea." · Source

Account ServicesVerified

Other Collection Services | a. Levy, Garnishment ($25Below the typical range ($30–$100 nationally)
$25 below the national median
Knox deterministic extraction from Rosetta artifact #2298. canonical_hint=garnishment_levy; text_hash=f45111327a8644713a9b6c3dc9f01442c3bfb917a84d6e4a152ec99011741700; excerpt="Other Collection Services | a. Levy, Garnishment ($25.00 min) b. Collections Items from other Institutions | a. $25.00 per hr. b. $20.00 ea." · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Account \| 12 mos. Inactivity and 18 years of age or older	$5Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2298. canonical_hint=dormant_account; text_hash=f45111327a8644713a9b6c3dc9f01442c3bfb917a84d6e4a152ec99011741700; excerpt="Dormant Account \| 12 mos. Inactivity and 18 years of age or older \| $5.00 mo."	Source
Paper Statement \| Mailed Statements	$3Within the typical range ($2–$5 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2298. canonical_hint=paper_statement; text_hash=f45111327a8644713a9b6c3dc9f01442c3bfb917a84d6e4a152ec99011741700; excerpt="Paper Statement \| Mailed Statements \| $3.00 per mo."	Source
Overdraft & NSFVerified
Non-Sufficient Funds & Courtesy Pay \| Overdrafts caused by NSF Checks, ACH Debits, A2A Returns, Debit Card Charges, ATM	$25Within the typical range ($15–$30 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2298. canonical_hint=nsf; text_hash=f45111327a8644713a9b6c3dc9f01442c3bfb917a84d6e4a152ec99011741700; excerpt="Non-Sufficient Funds & Courtesy Pay \| Overdrafts caused by NSF Checks, ACH Debits, A2A Returns, Debit Card Charges, ATM Withdrawals and On-line Bill Payments \| $25.00 ea."	Source
Check ServicesVerified
Check Printing \| a. Check Orders b. Temporary Checks \| a. Varies per item b.	$5Within the typical range ($1.75–$10.50 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #2298. canonical_hint=check_printing; text_hash=f45111327a8644713a9b6c3dc9f01442c3bfb917a84d6e4a152ec99011741700; excerpt="Check Printing* \| a. Check Orders b. Temporary Checks \| a. Varies per item b. $5.00 for 4 cks."	Source
Digital & ElectronicVerified
ACH Origination \| One-time set up fee	$10Within the typical range ($2–$20 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #2298. canonical_hint=ach_origination; text_hash=f45111327a8644713a9b6c3dc9f01442c3bfb917a84d6e4a152ec99011741700; excerpt="ACH Origination \| One-time set up fee \| $10.00"	Source
Return Deposited Items/CU Checks/ACH Returns \| Cashed/Deposited Return Item
Account ServicesVerified
Other Collection Services \| a. Levy, Garnishment (	$25Below the typical range ($30–$100 nationally)	$25 below the national median	—	Knox deterministic extraction from Rosetta artifact #2298. canonical_hint=garnishment_levy; text_hash=f45111327a8644713a9b6c3dc9f01442c3bfb917a84d6e4a152ec99011741700; excerpt="Other Collection Services \| a. Levy, Garnishment ($25.00 min) b. Collections Items from other Institutions \| a. $25.00 per hr. b. $20.00 ea."	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft fee: $25

11% above the national median overdraft fee

Total fees: 8 — leaner than most institutions

Verified fees

Under review

Assets

$185.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$185.2M

Total deposits

$162.2M

Service charge income (year to date)

$302K

Fee income ratio

6.1%

Return on assets

-0.13%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 6,610 verified fees from 1,539 institutions

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