Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Granite Federal Credit Union

Salt Lake City, UtahCredit UnionSan Francisco Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account$5Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

NSF/Returned Item$25Within the typical range ($25–$31 nationally)
$5 below the national median
per item · Source
Overdraft/Paid Item$25Within the typical range ($25–$32 nationally)
$5 below the national median
per item · Source

ATM & CardVerified

Visa Card Replacement$5Within the typical range ($5–$10 nationally)
$5 below the national median
per item · Source
Visa Card Replacement – Rush$37.50Within the typical range ($30–$50 nationally)
$2.50 below the national median
per item · Source

Check ServicesVerified

Cleared Check Copy$2Within the typical range ($2–$5 nationally)
$1 below the national median
per item · Source
Counter/Temporary Checks$1.60Within the typical range ($1–$4 nationally)
$0.40 below the national median
per item · Source
Stop Payment$25Within the typical range ($20–$30 nationally)
$1 below the national median
per item · Source

Account ServicesVerified

Legal Processing/Garnishment$25Below the typical range ($30–$75 nationally)
$25 below the national median
per item · Source

Other FeesVerified

If closed within 90 days of account opening | Statement Copy$2Within the typical range ($2–$5 nationally)
$1 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Account	$5Within the typical range ($5–$10 nationally)	At the national median	per item	—	Source
Overdraft & NSFVerified
NSF/Returned Item	$25Within the typical range ($25–$31 nationally)	$5 below the national median	per item	—	Source
Overdraft/Paid Item	$25
ATM & CardVerified
Visa Card Replacement	$5Within the typical range ($5–$10 nationally)	$5 below the national median	per item	—	Source
Visa Card Replacement – Rush	$37.50
Check ServicesVerified
Cleared Check Copy	$2Within the typical range ($2–$5 nationally)	$1 below the national median	per item	—	Source
Counter/Temporary Checks	$1.60
Account ServicesVerified
Legal Processing/Garnishment	$25Below the typical range ($30–$75 nationally)	$25 below the national median	per item	—	Source
Other FeesVerified
If closed within 90 days of account opening \| Statement Copy	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

Total fees: 10 — leaner than most institutions

Headline fees published

4 of 15

Published fees

Under review

Assets

$918.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$918.4M

Total deposits

$766.2M

Service charge income (year to date)

$1.8M

Fee income ratio

6.7%

Return on assets

0.50%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 34,850 published fee entries from 2,498 institutions

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