31 banks and credit unions have branches in the Amarillo metro area. The Bank Fee Index holds published fees for 16 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Texas
Amarillo metro counts institutions with a branch here, wherever headquartered. Texas counts institutions headquartered in the state.
Amarillo metro
9 institutions with a branch here
$20
Texas
251 institutions headquartered in Texas
$30
U.S.
2,857 institutions in the index
$30
Chosen as the fee whose Amarillo metro median sits furthest from Texas's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Amarillo metro with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $35.
Median published overdraft fee
Amarillo metro
14 institutions with a branch here
$25
Texas
219 institutions headquartered in Texas
$30
U.S.
2,605 institutions in the index
$30
Amarillo metro covers every institution with a branch here, wherever it is headquartered. Texas covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
31 institutions, 14 with a published overdraft fee.
Bank · based in Amarillo, TX · 16 branches here
Account not yet known
“Paid NSF Item: | $19.00 Maximum 3 per day”
Bank · based in Conway, AR · 14 branches here
Account not yet known
“Overdraft Fee* $35.00 per paid item”
Credit union, membership rules apply · based in Amarillo, TX · 9 branches here
Bank · based in Amarillo, TX · 7 branches here
Account not yet known
“The fee for overdraft is $26 per item.”
Bank · based in Sioux Falls, SD · 4 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Credit union, membership rules apply · based in Amarillo, TX · 4 branches here
Account not yet known
“Overdraft – Each Debit or Check Paid | $15.00”
Credit union, membership rules apply · based in Amarillo, TX · 4 branches here
Credit union, membership rules apply · based in Amarillo, TX · 4 branches here
Account not yet known
“Overdraft - each overdraft paid … $22.00”
Bank · based in Dimmitt, TX · 3 branches here
Account not yet known
“Overdraft Privilege | $25 Paid Item Fee per item. Daily interest will apply.”
Bank · based in Charlotte, NC · 2 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Largest banks by local bank deposits
Share of the $11.7 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Amarillo metro's counties
Deposits and branches cover the Amarillo metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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