Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

The People'S Federal Credit Union

Amarillo, TexasCredit UnionDallas Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account research (per hour)$15Below the typical range ($20–$25 nationally)

Overdraft & NSFVerified

Nonsufficient funds (NSF)$22Below the typical range ($25–$31.50 nationally)
$8 below the national median
Source
Overdraft - each overdraft paid$22Below the typical range ($25–$32 nationally)
$8 below the national median
Source

Wire TransfersVerified

International Outgoing wire transfer$35Below the typical range ($40–$50 nationally)
$15 below the national median
Source
limited) | Outgoing wire transfer$15Below the typical range ($20–$25 nationally)
$10 below the national median
Source

Check ServicesVerified

Check Cashing Fee (Non-member/3 Party)$15Above the typical range ($5–$10 nationally)
$10 above the national median
Source
Check printing (drafts) | Stop payments - ACH payment$22Within the typical range ($20–$30 nationally)
$5 below the national median
Source
Check printing (in house).................. 20 for$5Within the typical range ($1.25–$19.67 nationally)
At the national median
Source
Copy of draft$1Below the typical range ($2–$5 nationally)
$2 below the national median
Source
Money order$1Below the typical range ($1.69–$3 nationally)
$1 below the national median
Source
Teller check$1Below the typical range ($3–$5.50 nationally)
$4 below the national median
Source

Gift & Prepaid CardsVerified

Reload Gift Card$3Within the typical range ($3–$4.69 nationally)
$0.50 below the national median
Source
Travel/Reloadable Gift Card$5Above the typical range ($3–$4.69 nationally)
$1.50 above the national median
Source
VISA Gift Cards$2Below the typical range ($3–$4.69 nationally)
$1.50 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account research (per hour)	$15Below the typical range ($20–$25 nationally)	$10 below the national median	—	—	Source
Overdraft & NSFVerified
Nonsufficient funds (NSF)	$22Below the typical range ($25–$31.50 nationally)	$8 below the national median	—	—	Source
Overdraft - each overdraft paid	$22
Wire TransfersVerified
International Outgoing wire transfer	$35Below the typical range ($40–$50 nationally)	$15 below the national median	—	—	Source
limited) \| Outgoing wire transfer	$15
Check ServicesVerified
Check Cashing Fee (Non-member/3 Party)	$15Above the typical range ($5–$10 nationally)	$10 above the national median	—	—	Source
Check printing (drafts) \| Stop payments - ACH payment	$22
Gift & Prepaid CardsVerified
Reload Gift Card	$3Within the typical range ($3–$4.69 nationally)	$0.50 below the national median	—	—	Source
Travel/Reloadable Gift Card	$5

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$22

Overdraft fee: $22

27% below the national median overdraft fee

Total fees: 14 — leaner than most institutions

Headline fees published

6 of 15

Published fees

Under review

Assets

$229.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$229.0M

Total deposits

$210.1M

Service charge income (year to date)

$615K

Fee income ratio

9.4%

Return on assets

0.52%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

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Based on 39,614 published fee entries from 2,761 institutions

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