10 banks and credit unions have branches in Orange. The Bank Fee Index holds published fees for 7 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Texas
Orange counts institutions with a branch here, wherever headquartered. Texas counts institutions headquartered in the state.
Orange
5 institutions with a branch here
$2
Texas
155 institutions headquartered in Texas
$1.50
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Orange median sits furthest from Texas's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Orange with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $30 to $35.
Median published overdraft fee
Orange
6 institutions with a branch here
$32
Texas
219 institutions headquartered in Texas
$30
U.S.
2,605 institutions in the index
$30
Orange covers every institution with a branch here, wherever it is headquartered. Texas covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
10 institutions, 6 with a published overdraft fee.
Credit union, membership rules apply · based in Port Neches, TX · 2 branches here
Bank · based in Abilene, TX · 1 branch here
Account not yet known
“Overdraft Item Fee (Maximum of 5 Charged Per Day on Consumer Accounts) | $35.00”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Orange, TX · 1 branch here
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Bridge City, TX · 1 branch here
Credit union, membership rules apply · based in Beaumont, TX · 1 branch here
Account not yet known
“Courtesy Pay Fee Per Item | $30.00”
Credit union, membership rules apply · based in Nederland, TX · 1 branch here
Account not yet known
“An Overdraft fee of $30 will apply for each transaction paid using the Courtesy Pay service”
Credit union, membership rules apply · based in Groves, TX · 1 branch here
Account not yet known
“Privilege Pay, Per Occurrence | $30.00”
Credit union, membership rules apply · based in Orange, TX · 1 branch here
Largest banks by local bank deposits
Share of the $815 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Orange County
Deposits and branches cover the City of Orange. Population and income cover Orange County, the county with most of Orange's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Orange County.
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