Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Gulf Federal Credit Union

Groves, TexasCredit UnionDallas Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research (1 hour minimum)$25Within the typical range ($20–$25 nationally)

Overdraft & NSFVerified

Overdraft Transfer, Per Occurrence$3Within the typical range ($3–$5 nationally)
$2 below the national median
Source
Return Items (NSF Fees)$30Within the typical range ($25–$31.50 nationally)
At the national median
Source

Check ServicesVerified

Cashier Checks$5Within the typical range ($3–$5.50 nationally)
At the national median
Source
Check Copy$3Within the typical range ($2–$5 nationally)
At the national median
Source
Stop Payment (all items)$30Within the typical range ($20–$30 nationally)
$3 above the national median
Source
Temporary Checks (4 per page)$5Above the typical range ($1–$4 nationally)
$3 above the national median
Source

Account ServicesVerified

10x10$60Within the typical range ($25–$80 nationally)
$15 above the national median
Source
3x10$30Within the typical range ($25–$80 nationally)
$15 below the national median
Source
3x5$20Below the typical range ($25–$80 nationally)
$25 below the national median
Source
5x10$40Within the typical range ($25–$80 nationally)
$5 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research (1 hour minimum)	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Returned Mailed Statement	$5Above the typical range ($2–$4.50 nationally)	$2 above the national median	—	—	Source
Overdraft & NSFVerified
Overdraft Transfer, Per Occurrence	$3Within the typical range ($3–$5 nationally)	$2 below the national median	—	—	Source
Return Items (NSF Fees)	$30
ATM & CardVerified
MasterCard Debit Card Replacement	$10Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Wire TransfersVerified
Wire Transfers: Outgoing Domestic	$30Above the typical range ($20–$25 nationally)	$5 above the national median	—	—	Source
Check ServicesVerified
Cashier Checks	$5Within the typical range ($3–$5.50 nationally)	At the national median	—	—	Source
Check Copy	$3
Digital & ElectronicVerified
ACH Origination	$5.99Within the typical range ($5–$20 nationally)	$4.01 below the national median	—	—	Source
Cash & DepositVerified
Returned Deposit Item	$15Within the typical range ($10–$25 nationally)	At the national median	—	—	Source
Account ServicesVerified
10x10	$60Within the typical range ($25–$80 nationally)	$15 above the national median	—	—	Source
3x10	$30Within the typical range ($25–$80 nationally)
Gift & Prepaid CardsVerified
Visa Gift Cards	$5Above the typical range ($3–$4.50 nationally)	$1.50 above the national median	—	—	Source
Other FeesVerified
Statement Copy	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

Total fees: 18 — leaner than most institutions

Headline fees published

8 of 15

Published fees

Under review

Assets

$348.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$348.6M

Total deposits

$313.7M

Service charge income (year to date)

$1.0M

Fee income ratio

10.4%

Return on assets

0.53%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

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Based on 39,755 published fee entries from 2,777 institutions

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