29 banks and credit unions have branches in the McAllen-Edinburg-Mission metro area. The Bank Fee Index holds published fees for 16 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Texas
McAllen-Edinburg-Mission metro counts institutions with a branch here, wherever headquartered. Texas counts institutions headquartered in the state.
McAllen-Edinburg-Mission metro
14 institutions with a branch here
$2
Texas
154 institutions headquartered in Texas
$1.50
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose McAllen-Edinburg-Mission metro median sits furthest from Texas's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare McAllen-Edinburg-Mission metro with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
McAllen-Edinburg-Mission metro
14 institutions with a branch here
$33.25
Texas
219 institutions headquartered in Texas
$30
U.S.
2,605 institutions in the index
$30
McAllen-Edinburg-Mission metro covers every institution with a branch here, wherever it is headquartered. Texas covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
29 institutions, 14 with a published overdraft fee.
Bank · based in Brownsville, TX · 29 branches here
Account not yet known
“Overdraft fee (checks and other debits paid) … $35.00 ea.”
Bank · based in Pharr, TX · 21 branches here
Account not yet known
“Overdraft | Overdraft Item Fee - Paid* $35.99”
Bank · based in Wilmington, DE · 13 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in McAllen, TX · 11 branches here
Bank · based in San Antonio, TX · 10 branches here
Bank · based in Mercedes, TX · 9 branches here
Bank · based in Columbus, OH · 7 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Sioux Falls, SD · 7 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in University Park, TX · 7 branches here
Account not yet known
“Overdraft Item Fee (per item) | $30”
Bank · based in Harlingen, TX · 7 branches here
Largest banks by local bank deposits
Share of the $16.0 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the McAllen-Edinburg-Mission metro's counties
Deposits and branches cover the McAllen-Edinburg-Mission metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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