Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, $1B to $10B

International Bank of Commerce

Brownsville, TexasBankDallas Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account closed within 90 days of opening$10Within the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #2415. canonical_hint=early_closure; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Account closed within 90 days of opening..........................................$10.00" · Source

Account research$25

$5 above the national median

Knox deterministic extraction from Rosetta artifact #2415. canonical_hint=account_research; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Account research...................................................................$25.00 per hour" · Source

Overdraft & NSFVerified

Overdraft fee (checks and other debits paid)$35Above the typical range ($20–$30 nationally)
$7 above the national median
Knox deterministic extraction from Rosetta artifact #2415. canonical_hint=overdraft; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Overdraft fee (checks and other debits paid) ................................$35.00 ea." · Source

Wire TransfersVerified

Incoming Wire Transfer$12.50Within the typical range ($7.75–$15 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #2415. canonical_hint=wire_domestic_incoming; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Incoming Wire Transfer ..................................................................$12.50 ea." · Source
Outgoing Wire Transfer outside USA Business Customer$50Above the typical range ($20–$25 nationally)
$30 above the national median
Knox deterministic extraction from Rosetta artifact #2415. canonical_hint=wire_domestic_outgoing; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Outgoing Wire Transfer outside USA Business Customer.............$50.00 ea." · Source
Outgoing Wire Transfer outside USA Consumer Customer$60Above the typical range ($20–$25 nationally)
$40 above the national median
Knox deterministic extraction from Rosetta artifact #2415. canonical_hint=wire_domestic_outgoing; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Outgoing Wire Transfer outside USA Consumer Customer ..........$60.00 ea." · Source
Outgoing Wire Transfer within IBC (Book Transfer)$10Below the typical range ($20–$25 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #2415. canonical_hint=wire_domestic_outgoing; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Outgoing Wire Transfer within IBC (Book Transfer) .......................$10.00 ea." · Source
Outgoing Wire Transfer within USA by IBC Representative$35Above the typical range ($20–$25 nationally)
$15 above the national median
Knox deterministic extraction from Rosetta artifact #2415. canonical_hint=wire_domestic_outgoing; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Outgoing Wire Transfer within USA by IBC Representative ..........$35.00 ea." · Source

Check ServicesVerified

Stop payment (all items)$35Above the typical range ($20–$30 nationally)
$8 above the national median
Knox deterministic extraction from Rosetta artifact #2415. canonical_hint=stop_payment; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Stop payment (all items).................................................................$35.00 ea." · Source

Cash & DepositVerified

Temporary checks$0.50Below the typical range ($5–$20 nationally)
$13.25 below the national median
Knox deterministic extraction from Rosetta artifact #2415. canonical_hint=night_deposit; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Temporary checks ...................................................$0.50 ea. in excess of 10 Night Deposit Bag" · Source

Account ServicesVerified

Balance Inquiry$2Within the typical range ($1–$2 nationally)
$0.75 above the national median
Knox deterministic extraction from Rosetta artifact #2415. canonical_hint=balance_inquiry; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Balance Inquiry...........................................................................$2.00 ea." · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account closed within 90 days of opening	$10Within the typical range ($10–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #2415. canonical_hint=early_closure; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Account closed within 90 days of opening..........................................$10.00"	Source
Account research	$25Within the typical range ($15–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #2415. canonical_hint=account_research; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Account research...................................................................$25.00 per hour"	Source
Overdraft & NSFVerified
Overdraft fee (checks and other debits paid)	$35Above the typical range ($20–$30 nationally)	$7 above the national median	—	Knox deterministic extraction from Rosetta artifact #2415. canonical_hint=overdraft; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Overdraft fee (checks and other debits paid) ................................$35.00 ea."	Source
Wire TransfersVerified
Incoming Wire Transfer	$12.50Within the typical range ($7.75–$15 nationally)	$2.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #2415. canonical_hint=wire_domestic_incoming; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Incoming Wire Transfer ..................................................................$12.50 ea."	Source

Check ServicesVerified
Stop payment (all items)	$35Above the typical range ($20–$30 nationally)	$8 above the national median	—	Knox deterministic extraction from Rosetta artifact #2415. canonical_hint=stop_payment; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Stop payment (all items).................................................................$35.00 ea."	Source
Cash & DepositVerified
Temporary checks	$0.50Below the typical range ($5–$20 nationally)	$13.25 below the national median	—	Knox deterministic extraction from Rosetta artifact #2415. canonical_hint=night_deposit; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Temporary checks ...................................................$0.50 ea. in excess of 10 Night Deposit Bag"	Source
Account ServicesVerified
Balance Inquiry	$2Within the typical range ($1–$2 nationally)	$0.75 above the national median	—	Knox deterministic extraction from Rosetta artifact #2415. canonical_hint=balance_inquiry; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Balance Inquiry...........................................................................$2.00 ea."	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

25% above the national median overdraft fee

Total fees: 11 — leaner than most institutions

Verified fees

Under review

Assets

$4.6B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$4.6B

Total deposits

$3.9B

Service charge income

$6.1M

Fee income ratio

12.4%

Return on assets

1.40%

Branches

Service charge income by quarter

Q2 2026$6.1M

Q1 2026$6.0M

Q4 2025$6.2M

Q3 2025$6.1M

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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