10 banks and credit unions have branches in Lakeway. The Bank Fee Index holds published fees for 9 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Texas
Lakeway counts institutions with a branch here, wherever headquartered. Texas counts institutions headquartered in the state.
Lakeway
6 institutions with a branch here
$2.25
Texas
154 institutions headquartered in Texas
$1.50
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Lakeway median sits furthest from Texas's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Lakeway with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $27.50 to $36.
Median published overdraft fee
Lakeway
9 institutions with a branch here
$35
Texas
219 institutions headquartered in Texas
$30
U.S.
2,605 institutions in the index
$30
Lakeway covers every institution with a branch here, wherever it is headquartered. Texas covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
10 institutions, 9 with a published overdraft fee.
Bank · based in Columbus, OH · 2 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Durant, OK · 1 branch here
Account not yet known
“Overdraft Item Charge (per item) … $35”
Bank · based in El Campo, TX · 1 branch here
Account not yet known
“- Overdraft Charge, each item … $35”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Plaquemine, LA · 1 branch here
Bank · based in Kalispell, MT · 1 branch here
Account not yet known
“Overdraft Fee.......................................................................................................................................................................”
Bank · based in Little Rock, AR · 1 branch here
Account not yet known
“An overdraft fee of $35 per item will apply, whether the overdraft is caused by check, in-person withdrawal, or electronic means.”
Bank · based in San Antonio, TX · 1 branch here
Account not yet known
“Overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means | $35 for each item we pay that overdraws your account by more than $100, up to a maximu”
Credit union, membership rules apply · based in Austin, TX · 1 branch here
ATM/VISA Debit Card/ACH/Share Draft Overdraft Courtesy
“ATM/VISA Debit Card/ACH/Share Draft Overdraft Courtesy Fee | $27.50 per item”
Largest banks by local bank deposits
Share of the $1.2 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Travis County
Deposits and branches cover the City of Lakeway. Population and income cover Travis County, the county with most of Lakeway's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Travis County.
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