14 banks and credit unions have branches in Kyle. The Bank Fee Index holds published fees for 13 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Texas
Kyle counts institutions with a branch here, wherever headquartered. Texas counts institutions headquartered in the state.
Kyle
6 institutions with a branch here
$5
Texas
219 institutions headquartered in Texas
$7.50
U.S.
2,744 institutions in the index
$10
Chosen as the fee whose Kyle median sits furthest from Texas's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Kyle with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $35.
Median published overdraft fee
Kyle
13 institutions with a branch here
$32.50
Texas
219 institutions headquartered in Texas
$30
U.S.
2,605 institutions in the index
$30
Kyle covers every institution with a branch here, wherever it is headquartered. Texas covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
14 institutions, 13 with a published overdraft fee.
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in San Antonio, TX · 1 branch here
Account not yet known
“Overdraft fee | $35.00/item”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Lockhart, TX · 1 branch here
Account not yet known
“We may approve certain transactions that overdraw your account. An overdraft fee of $32.50 may be charged for each transaction that overdraws your account. There is a limit of $97.”
Bank · based in San Antonio, TX · 1 branch here
Account not yet known
“Overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means | $35 for each item we pay that overdraws your account by more than $100, up to a maximu”
Bank · based in Cuero, TX · 1 branch here
Account not yet known
“The $29 Overdraft Fee is the same fee amount that is charged if a check is returned as unpaid”
Bank · based in Killeen, TX · 1 branch here
Credit union, membership rules apply · based in Austin, TX · 1 branch here
Account not yet known
“NSF Fee* (*Fee applies when overdraft is $25.00 per Overdraft 3"X10"X 21" $30.00 per Year”
Credit union, membership rules apply · based in Austin, TX · 1 branch here
Account not yet known
“Overdraft Privilege Pay (ODP) | $32 per occurrence”
Largest banks by local bank deposits
Share of the $539 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Hays County
Deposits and branches cover the City of Kyle. Population and income cover Hays County, the county with most of Kyle's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Hays County.
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