Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Government Employees Federal Credit Union

Austin, TexasCredit UnionDallas Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation Fee/Account Research$15Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #2435. canonical_hint=account_research; text_hash=d05c3f0723fb16ed16209533835c2456e8ba0312f28fbdda05fa737e6696f367; excerpt="Account Reconciliation Fee/Account Research $15.00 per Hour (1 Hour Min.) Courtesy Pay Fee* (*Fee applies when overdraft is $25.00 per paid Overdraft" · Source

per Item Paper Statement Mailed$5

$2 above the national median

per month · Knox deterministic extraction from Rosetta artifact #2435. canonical_hint=paper_statement; text_hash=d05c3f0723fb16ed16209533835c2456e8ba0312f28fbdda05fa737e6696f367; excerpt="Return Items Written to GEFCU $25.00 per Item Paper Statement Mailed $5.00 per month" · Source

Overdraft & NSFVerified

Check Printing Fee Varies by Style Ordered | NSF Fee$22Below the typical range ($25–$32 nationally)
$7 below the national median
per item · Knox deterministic extraction from Rosetta artifact #2435. canonical_hint=nsf; text_hash=d05c3f0723fb16ed16209533835c2456e8ba0312f28fbdda05fa737e6696f367; excerpt="Check Printing Fee Varies by Style Ordered | NSF Fee $22.00 per Item" · Source
NSF Fee ( Fee applies when overdraft is$25Within the typical range ($20–$30 nationally)
$3 below the national median
per year · Knox deterministic extraction from Rosetta artifact #2435. canonical_hint=overdraft; text_hash=d05c3f0723fb16ed16209533835c2456e8ba0312f28fbdda05fa737e6696f367; excerpt="NSF Fee* (*Fee applies when overdraft is $25.00 per Overdraft 3"X10"X 21" $30.00 per Year" · Source
per Overdraft 3"X10"X 21"$30Within the typical range ($20–$30 nationally)
$2 above the national median
per year · Knox deterministic extraction from Rosetta artifact #2435. canonical_hint=overdraft; text_hash=d05c3f0723fb16ed16209533835c2456e8ba0312f28fbdda05fa737e6696f367; excerpt="NSF Fee* (*Fee applies when overdraft is $25.00 per Overdraft 3"X10"X 21" $30.00 per Year" · Source
per paid Overdraft 5"X10"X 21"$35Above the typical range ($20–$30 nationally)
$7 above the national median
per year · Knox deterministic extraction from Rosetta artifact #2435. canonical_hint=overdraft; text_hash=d05c3f0723fb16ed16209533835c2456e8ba0312f28fbdda05fa737e6696f367; excerpt="Courtesy Pay Fee* (*Fee applies when overdraft is $25.00 per paid Overdraft 5"X10"X 21" $35.00 per Year" · Source
per wire NSF Fee ( Fee applies when overdraft is$25Within the typical range ($20–$30 nationally)
$3 below the national median
Knox deterministic extraction from Rosetta artifact #2435. canonical_hint=overdraft; text_hash=d05c3f0723fb16ed16209533835c2456e8ba0312f28fbdda05fa737e6696f367; excerpt="Incoming Wire if less than $10,000 $5.00 per wire NSF Fee* (*Fee applies when overdraft is $25.00 per Overdraft" · Source

ATM & CardVerified

Each Time Opened Lost/stolen Replacement Card$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2435. canonical_hint=card_replacement; text_hash=d05c3f0723fb16ed16209533835c2456e8ba0312f28fbdda05fa737e6696f367; excerpt="Re-open Account Closed Less Than Six (6) Months $10.00 Each Time Opened Lost/stolen Replacement Card $10.00 per card" · Source
Non-member cashing a member check at the counter$3Within the typical range ($2–$10 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #2435. canonical_hint=card_foreign_txn; text_hash=d05c3f0723fb16ed16209533835c2456e8ba0312f28fbdda05fa737e6696f367; excerpt="Non-member cashing a member check at the counter $3.00 each check Foreign Currency Conversion Fee | 1% of Transaction Amount" · Source

Wire TransfersVerified

Outgoing Wire (Within The United States)$15Below the typical range ($20–$25 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #2435. canonical_hint=wire_domestic_outgoing; text_hash=d05c3f0723fb16ed16209533835c2456e8ba0312f28fbdda05fa737e6696f367; excerpt="Outgoing Wire (Within The United States) $15.00 per Wire created by check, in-person or other means.)" · Source
Rush Fee$25Within the typical range ($20–$25 nationally)
$5 above the national median
per item · 2nd day · Source

Check ServicesVerified

Cashier's Check Fee$2Below the typical range ($3–$6 nationally)
$3 below the national median
per item · Knox deterministic extraction from Rosetta artifact #2435. canonical_hint=cashiers_check; text_hash=d05c3f0723fb16ed16209533835c2456e8ba0312f28fbdda05fa737e6696f367; excerpt="Cashier's Check Fee $2.00 per Check Debit Card Fees" · Source
Check Printing Fee Varies by Style Ordered | Rush Fee$25Above the typical range ($2–$20 nationally)
$20 above the national median
Knox deterministic extraction from Rosetta artifact #2435. canonical_hint=check_printing; text_hash=d05c3f0723fb16ed16209533835c2456e8ba0312f28fbdda05fa737e6696f367; excerpt="Check Printing Fee Varies by Style Ordered | Rush Fee $25.00 2nd day" · Source
History Transaction$1Below the typical range ($2–$20 nationally)
$4 below the national median
Knox deterministic extraction from Rosetta artifact #2435. canonical_hint=check_printing; text_hash=d05c3f0723fb16ed16209533835c2456e8ba0312f28fbdda05fa737e6696f367; excerpt="History Transaction $1.00 per Page Check Printing Fee | Varies by Style Ordered" · Source
per item Stop Payment Fee$15Below the typical range ($20–$30 nationally)
$12 below the national median
per item · Knox deterministic extraction from Rosetta artifact #2435. canonical_hint=stop_payment; text_hash=d05c3f0723fb16ed16209533835c2456e8ba0312f28fbdda05fa737e6696f367; excerpt="Items Sent For Collection - Foreign $20.00 per item Stop Payment Fee $15.00 per Item" · Source
Stop Payment Fee$17.50Below the typical range ($20–$30 nationally)
$9.50 below the national median
per item · Knox deterministic extraction from Rosetta artifact #2435. canonical_hint=stop_payment; text_hash=d05c3f0723fb16ed16209533835c2456e8ba0312f28fbdda05fa737e6696f367; excerpt="Stop Payment Fee $17.50 per Item" · Source

Digital & ElectronicVerified

Copy of Draft (Check)$3Within the typical range ($0–$12.50 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #2435. canonical_hint=bill_pay; text_hash=d05c3f0723fb16ed16209533835c2456e8ba0312f28fbdda05fa737e6696f367; excerpt="Copy of Draft (Check) $3.00 per Copy Bill Pay Service Fees" · Source

Account ServicesVerified

per Transfer Duplicate 2 keys and Drill Box$325Above the typical range ($25–$80 nationally)
$285 above the national median
Knox deterministic extraction from Rosetta artifact #2435. canonical_hint=safe_deposit_box; text_hash=d05c3f0723fb16ed16209533835c2456e8ba0312f28fbdda05fa737e6696f367; excerpt="Overdraft Transfer $5.00 per Transfer Duplicate 2 keys and Drill Box $325.00" · Source

Lending FeesVerified

created by check, in-person or other means.) Late Payment Fee Up to$25Within the typical range ($15–$26.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2435. canonical_hint=late_payment; text_hash=d05c3f0723fb16ed16209533835c2456e8ba0312f28fbdda05fa737e6696f367; excerpt="created by check, in-person or other means.) Late Payment Fee Up to $25.00" · Source

Gift & Prepaid CardsVerified

Share Savings Account Fees Purchase Gift Card$2.50Below the typical range ($3–$4.95 nationally)
$1.13 below the national median
Knox deterministic extraction from Rosetta artifact #2435. canonical_hint=gift_card_purchase; text_hash=d05c3f0723fb16ed16209533835c2456e8ba0312f28fbdda05fa737e6696f367; excerpt="Share Savings Account Fees Purchase Gift Card $2.50 per card" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation Fee/Account Research	$15Within the typical range ($15–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #2435. canonical_hint=account_research; text_hash=d05c3f0723fb16ed16209533835c2456e8ba0312f28fbdda05fa737e6696f367; excerpt="Account Reconciliation Fee/Account Research $15.00 per Hour (1 Hour Min.) Courtesy Pay Fee* (*Fee applies when overdraft is $25.00 per paid Overdraft"	Source
per Item Paper Statement Mailed	$5Within the typical range ($2–$5 nationally)	$2 above the national median	per month	Knox deterministic extraction from Rosetta artifact #2435. canonical_hint=paper_statement; text_hash=d05c3f0723fb16ed16209533835c2456e8ba0312f28fbdda05fa737e6696f367; excerpt="Return Items Written to GEFCU $25.00 per Item Paper Statement Mailed $5.00 per month"	Source
Overdraft & NSFVerified
Check Printing Fee Varies by Style Ordered \| NSF Fee	$22Below the typical range ($25–$32 nationally)	$7 below the national median	per item	Knox deterministic extraction from Rosetta artifact #2435. canonical_hint=nsf; text_hash=d05c3f0723fb16ed16209533835c2456e8ba0312f28fbdda05fa737e6696f367; excerpt="Check Printing Fee Varies by Style Ordered \| NSF Fee $22.00 per Item"	Source
NSF Fee ( Fee applies when overdraft is
ATM & CardVerified
Each Time Opened Lost/stolen Replacement Card	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2435. canonical_hint=card_replacement; text_hash=d05c3f0723fb16ed16209533835c2456e8ba0312f28fbdda05fa737e6696f367; excerpt="Re-open Account Closed Less Than Six (6) Months $10.00 Each Time Opened Lost/stolen Replacement Card $10.00 per card"	Source

Wire TransfersVerified
Outgoing Wire (Within The United States)	$15Below the typical range ($20–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #2435. canonical_hint=wire_domestic_outgoing; text_hash=d05c3f0723fb16ed16209533835c2456e8ba0312f28fbdda05fa737e6696f367; excerpt="Outgoing Wire (Within The United States) $15.00 per Wire created by check, in-person or other means.)"	Source

Check ServicesVerified
Cashier's Check Fee	$2Below the typical range ($3–$6 nationally)	$3 below the national median	per item	Knox deterministic extraction from Rosetta artifact #2435. canonical_hint=cashiers_check; text_hash=d05c3f0723fb16ed16209533835c2456e8ba0312f28fbdda05fa737e6696f367; excerpt="Cashier's Check Fee $2.00 per Check Debit Card Fees"	Source
Check Printing Fee Varies by Style Ordered \| Rush Fee
Digital & ElectronicVerified
Copy of Draft (Check)	$3Within the typical range ($0–$12.50 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #2435. canonical_hint=bill_pay; text_hash=d05c3f0723fb16ed16209533835c2456e8ba0312f28fbdda05fa737e6696f367; excerpt="Copy of Draft (Check) $3.00 per Copy Bill Pay Service Fees"	Source
Account ServicesVerified
per Transfer Duplicate 2 keys and Drill Box	$325Above the typical range ($25–$80 nationally)	$285 above the national median	—	Knox deterministic extraction from Rosetta artifact #2435. canonical_hint=safe_deposit_box; text_hash=d05c3f0723fb16ed16209533835c2456e8ba0312f28fbdda05fa737e6696f367; excerpt="Overdraft Transfer $5.00 per Transfer Duplicate 2 keys and Drill Box $325.00"	Source
Lending FeesVerified
created by check, in-person or other means.) Late Payment Fee Up to	$25Within the typical range ($15–$26.50 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2435. canonical_hint=late_payment; text_hash=d05c3f0723fb16ed16209533835c2456e8ba0312f28fbdda05fa737e6696f367; excerpt="created by check, in-person or other means.) Late Payment Fee Up to $25.00"	Source
Gift & Prepaid CardsVerified
Share Savings Account Fees Purchase Gift Card	$2.50Below the typical range ($3–$4.95 nationally)	$1.13 below the national median	—	Knox deterministic extraction from Rosetta artifact #2435. canonical_hint=gift_card_purchase; text_hash=d05c3f0723fb16ed16209533835c2456e8ba0312f28fbdda05fa737e6696f367; excerpt="Share Savings Account Fees Purchase Gift Card $2.50 per card"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

11% below the national median overdraft fee

Total fees: 20 — leaner than most institutions

Verified fees

Under review

Assets

$189.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$189.4M

Total deposits

$169.5M

Service charge income (year to date)

$240K

Fee income ratio

5.8%

Return on assets

1.05%

Financial profile · Pro

Performance from regulator filings

Non-member cashing a member check at the counter

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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