25 banks and credit unions have branches in Georgetown. The Bank Fee Index holds published fees for 19 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Texas
Georgetown counts institutions with a branch here, wherever headquartered. Texas counts institutions headquartered in the state.
Georgetown
16 institutions with a branch here
$2
Texas
155 institutions headquartered in Texas
$1.50
U.S.
1,651 institutions in the index
$1.50
Chosen as the fee whose Georgetown median sits furthest from Texas's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Georgetown with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Georgetown
19 institutions with a branch here
$34
Texas
219 institutions headquartered in Texas
$30
U.S.
2,605 institutions in the index
$30
Georgetown covers every institution with a branch here, wherever it is headquartered. Texas covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
25 institutions, 19 with a published overdraft fee.
Bank · based in Sioux Falls, SD · 5 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Columbus, OH · 4 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Georgetown, TX · 3 branches here
Bank · based in Wilmington, DE · 2 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Kalispell, MT · 2 branches here
Account not yet known
“Overdraft Fee.......................................................................................................................................................................”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Winter Haven, FL · 1 branch here
Account not yet known
“| Overdraft Paid Item Fee (Checks paid in numerical order on day received. An overdraft item may be created by check/draft, in-person withdrawal, ACH item or other electronic means”
Bank · based in Round Rock, TX · 1 branch here
Account not yet known
“Authorized Overdraft Privilege: $35.00”
Bank · based in Henderson, TX · 1 branch here
Account not yet known
“Overdraft Fee* | $32.00”
Bank · based in Moulton, TX · 1 branch here
Largest banks by local bank deposits
Share of the $2.7 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Williamson County
Deposits and branches cover the City of Georgetown. Population and income cover Williamson County, the county with most of Georgetown's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Williamson County.
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