211 banks and credit unions have branches in the Houston-Pasadena-The Woodlands metro area. The Bank Fee Index holds published fees for 126 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Texas
Houston-Pasadena-The Woodlands metro counts institutions with a branch here, wherever headquartered. Texas counts institutions headquartered in the state.
Houston-Pasadena-The Woodlands metro
46 institutions with a branch here
$2
Texas
97 institutions headquartered in Texas
$3
U.S.
1,230 institutions in the index
$3
Chosen as the fee whose Houston-Pasadena-The Woodlands metro median sits furthest from Texas's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Houston-Pasadena-The Woodlands metro with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $0 to $37.
Median published overdraft fee
Houston-Pasadena-The Woodlands metro
101 institutions with a branch here
$30
Texas
219 institutions headquartered in Texas
$30
U.S.
2,605 institutions in the index
$30
Houston-Pasadena-The Woodlands metro covers every institution with a branch here, wherever it is headquartered. Texas covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
211 institutions, 101 with a published overdraft fee.
Bank · based in Columbus, OH · 154 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Sioux Falls, SD · 135 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in The Woodlands, TX · 112 branches here
Account not yet known
“One (1) $32 overdraft (OD) item fee is charged for each item that is paid.”
Bank · based in Charlotte, NC · 99 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Wilmington, DE · 80 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in San Antonio, TX · 62 branches here
Account not yet known
“Overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means | $35 for each item we pay that overdraws your account by more than $100, up to a maximu”
Bank · based in Killeen, TX · 59 branches here
Bank · based in El Campo, TX · 58 branches here
Account not yet known
“- Overdraft Charge, each item … $35”
Bank · based in Salt Lake City, UT · 57 branches here
Account not yet known
“Overdraft Fee - Paid Items | $29.00”
Bank · based in Birmingham, AL · 47 branches here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Largest banks by local bank deposits
Share of the $360.4 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Houston-Pasadena-The Woodlands metro's counties
Deposits and branches cover the Houston-Pasadena-The Woodlands metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
Work at a bank or credit union here?
Hamilton, the Fee Insight workspace, sets an institution's own fees beside every institution in this market, with the source for each figure.
Choosing an account?
Open any institution above to see all of its published fees and where each one came from.
Search institutions