102 banks and credit unions have branches in the Austin-Round Rock-San Marcos metro area. The Bank Fee Index holds published fees for 68 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Texas
Austin-Round Rock-San Marcos metro counts institutions with a branch here, wherever headquartered. Texas counts institutions headquartered in the state.
Austin-Round Rock-San Marcos metro
42 institutions with a branch here
$5
Texas
219 institutions headquartered in Texas
$7.50
U.S.
2,744 institutions in the index
$10
Chosen as the fee whose Austin-Round Rock-San Marcos metro median sits furthest from Texas's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Austin-Round Rock-San Marcos metro with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $0 to $45.
Median published overdraft fee
Austin-Round Rock-San Marcos metro
62 institutions with a branch here
$32
Texas
219 institutions headquartered in Texas
$30
U.S.
2,605 institutions in the index
$30
Austin-Round Rock-San Marcos metro covers every institution with a branch here, wherever it is headquartered. Texas covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
102 institutions, 62 with a published overdraft fee.
Bank · based in Sioux Falls, SD · 55 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Columbus, OH · 52 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Charlotte, NC · 31 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in San Antonio, TX · 30 branches here
Account not yet known
“Overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means | $35 for each item we pay that overdraws your account by more than $100, up to a maximu”
Credit union, membership rules apply · based in Austin, TX · 26 branches here
Account not yet known
“Courtesy Pay Item | $35.00”
Bank · based in Wilmington, DE · 25 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Credit union, membership rules apply · based in Austin, TX · 23 branches here
ATM/VISA Debit Card/ACH/Share Draft Overdraft Courtesy
“ATM/VISA Debit Card/ACH/Share Draft Overdraft Courtesy Fee | $27.50 per item”
Bank · based in El Campo, TX · 21 branches here
Account not yet known
“- Overdraft Charge, each item … $35”
Credit union, membership rules apply · based in Austin, TX · 21 branches here
Account not yet known
“PlusPay Overdraft Protection | $19.50 per item”
Credit union, membership rules apply · based in Universal City, TX · 20 branches here
Account not yet known
“$24 per item for | the “Overdrafts and Overdraft Protection” section”
Largest banks by local bank deposits
Share of the $70.4 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Austin-Round Rock-San Marcos metro's counties
Deposits and branches cover the Austin-Round Rock-San Marcos metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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