11 banks and credit unions have branches in Cedar Hill. The Bank Fee Index holds published fees for 11 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Texas
Cedar Hill counts institutions with a branch here, wherever headquartered. Texas counts institutions headquartered in the state.
Cedar Hill
10 institutions with a branch here
$2.25
Texas
155 institutions headquartered in Texas
$1.50
U.S.
1,651 institutions in the index
$1.50
Chosen as the fee whose Cedar Hill median sits furthest from Texas's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Cedar Hill with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Cedar Hill
11 institutions with a branch here
$34
Texas
219 institutions headquartered in Texas
$30
U.S.
2,605 institutions in the index
$30
Cedar Hill covers every institution with a branch here, wherever it is headquartered. Texas covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
11 institutions, 11 with a published overdraft fee.
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Waxahachie, TX · 1 branch here
Account not yet known
“Overdraft - each overdraft paid … $28.00”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in El Campo, TX · 1 branch here
Account not yet known
“- Overdraft Charge, each item … $35”
Bank · based in Birmingham, AL · 1 branch here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Bank · based in The Woodlands, TX · 1 branch here
Account not yet known
“One (1) $32 overdraft (OD) item fee is charged for each item that is paid.”
Bank · based in San Antonio, TX · 1 branch here
Account not yet known
“Overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means | $35 for each item we pay that overdraws your account by more than $100, up to a maximu”
Credit union, membership rules apply · based in Dallas, TX · 1 branch here
Account not yet known
“Overdraft paid $35.00 each”
Credit union, membership rules apply · based in Mansfield, TX · 1 branch here
Account not yet known
“Overdraft Privilege Fee / $30.00”
Largest banks by local bank deposits
Share of the $767 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Dallas County
Deposits and branches cover the City of Cedar Hill. Population and income cover Dallas County, the county with most of Cedar Hill's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Dallas County.
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