12 banks and credit unions have branches in Morristown. The Bank Fee Index holds published fees for 10 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Tennessee
Morristown counts institutions with a branch here, wherever headquartered. Tennessee counts institutions headquartered in the state.
Morristown
6 institutions with a branch here
$1.75
Tennessee
34 institutions headquartered in Tennessee
$1
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Morristown median sits furthest from Tennessee's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Morristown with Tennessee and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $25 to $36.
Median published overdraft fee
Morristown
10 institutions with a branch here
$35
Tennessee
69 institutions headquartered in Tennessee
$32
U.S.
2,605 institutions in the index
$30
Morristown covers every institution with a branch here, wherever it is headquartered. Tennessee covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
12 institutions, 10 with a published overdraft fee.
Credit union, membership rules apply · based in Knoxville, TN · 3 branches here
Account not yet known
“Courtesy Pay $32.00/item. Payment made at Credit Union's”
Credit union, membership rules apply · based in Oak Ridge, TN · 3 branches here
Account not yet known
“The following rates and fees are applicable to your account(s), services, and/or transactions, as of 10-01-26 Check Copy $5.00 per item Overdraft Fee $25.00 per occurrence Deposite”
Bank · based in Memphis, TN · 2 branches here
Account not yet known
“Overdraft fee on checks, ACH debits | $35”
Bank · based in Asheville, NC · 2 branches here
Account not yet known
“PERSONAL SAVINGS & INVESTMENT ACCOUNTS | Overdraft charge | $35 00”
Bank · based in Charlotte, NC · 2 branches here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Harrogate, TN · 2 branches here
Account not yet known
“overdraft/NSF: $35 (for each NSF item created by check, in person, ATM or electronic withdrawal);”
Credit union, membership rules apply · based in Greeneville, TN · 2 branches here
Account not yet known
“One-time Debit Overdraft | $32.00/Item”
Bank · based in Birmingham, AL · 1 branch here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Bank · based in Greeneville, TN · 1 branch here
Account not yet known
“14. Paid Overdraft Fee (per item) … $35.00”
Bank · based in Sevierville, TN · 1 branch here
Largest banks by local bank deposits
Share of the $1.4 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Hamblen County
Deposits and branches cover the City of Morristown. Population and income cover Hamblen County, the county with most of Morristown's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Hamblen County.
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