8 banks and credit unions have branches in Jefferson City. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Compared with Tennessee
Where a fee has enough institutions for a local median, the Jefferson City median is within 10% of the Tennessee median on all 2 fees.
Jefferson City counts institutions with a branch here, wherever headquartered. Tennessee counts institutions headquartered in the state.
Pick a fee to compare Jefferson City with Tennessee and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $32 to $36.
Median published overdraft fee
Jefferson City
5 institutions with a branch here
$35
Tennessee
69 institutions headquartered in Tennessee
$32
U.S.
2,605 institutions in the index
$30
Jefferson City covers every institution with a branch here, wherever it is headquartered. Tennessee covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
8 institutions, 5 with a published overdraft fee.
Bank · based in Nashville, TN · 1 branch here
Account not yet known
“Overdraft Item Fee* - $35”
Bank · based in Birmingham, AL · 1 branch here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Bank · based in Jefferson City, TN · 1 branch here
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Sevierville, TN · 1 branch here
Bank · based in Pigeon Forge, TN · 1 branch here
Credit union, membership rules apply · based in Greeneville, TN · 1 branch here
Account not yet known
“One-time Debit Overdraft | $32.00/Item”
Credit union, membership rules apply · based in Knoxville, TN · 1 branch here
Account not yet known
“Courtesy Pay $32.00/item. Payment made at Credit Union's”
Largest banks by local bank deposits
Share of the $518 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Jefferson County
Deposits and branches cover the City of Jefferson City. Population and income cover Jefferson County, the county with most of Jefferson City's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Jefferson County.
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