10 banks and credit unions have branches in Columbia. The Bank Fee Index holds published fees for 8 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Tennessee
Columbia counts institutions with a branch here, wherever headquartered. Tennessee counts institutions headquartered in the state.
Columbia
5 institutions with a branch here
$2
Tennessee
44 institutions headquartered in Tennessee
$3
U.S.
1,229 institutions in the index
$3
Chosen as the fee whose Columbia median sits furthest from Tennessee's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Columbia with Tennessee and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $25 to $36.
Median published overdraft fee
Columbia
7 institutions with a branch here
$35
Tennessee
69 institutions headquartered in Tennessee
$32
U.S.
2,605 institutions in the index
$30
Columbia covers every institution with a branch here, wherever it is headquartered. Tennessee covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
10 institutions, 7 with a published overdraft fee.
Bank · based in Columbia, TN · 5 branches here
Bank · based in Greenville, SC · 3 branches here
Account not yet known
“Overdraft (per item)1: $36.00”
Bank · based in Dickson, TN · 3 branches here
Bank · based in Birmingham, AL · 2 branches here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Bank · based in Memphis, TN · 2 branches here
Account not yet known
“Overdraft fee on checks, ACH debits | $35”
Bank · based in Columbia, TN · 1 branch here
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Credit union, membership rules apply · based in Tullahoma, TN · 1 branch here
Account not yet known
“In this case, we may pay the $40 check, but you will be charged an overdraft fee of $25.”
Credit union, membership rules apply · based in Spring Hill, TN · 1 branch here
Account not yet known
“• Debit Card Overdraft Fee … $31.00/Item”
Credit union, membership rules apply · based in Sheffield, AL · 1 branch here
Account not yet known
“Overdraft Fee of $32 per item paid”
Largest banks by local bank deposits
Share of the $1.8 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Maury County
Deposits and branches cover the City of Columbia. Population and income cover Maury County, the county with most of Columbia's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Maury County.
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