Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Family Advantage Federal Credit Union

Spring Hill, TennesseeCredit UnionAtlanta Fed districtFees collected Apr 21, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closure Fee$5Below the typical range ($10–$25 nationally)

Overdraft & NSFVerified

/Request | Debit Card Overdraft Fee .......... ………$31Within the typical range ($25–$32 nationally)
$1 above the national median
per year · Source
Yield disclosed for the dividend period. If the minimum | NSF Fee$31Within the typical range ($25–$31 nationally)
$1 above the national median
per item · Source

ATM & CardVerified

Regular Share Savings Account Fees | ATM Withdrawal/Transfer Fee$1Within the typical range ($1–$2.50 nationally)
$0.75 below the national median
per transaction · Source
Replace Lost or Damaged Card w/Photo.$10Within the typical range ($5–$10 nationally)
At the national median
Source
Replace Lost or Damaged Card…………….$7Within the typical range ($5–$10 nationally)
$3 below the national median
Source

Check ServicesVerified

Annual Percentage Yield stated in the Rate Schedule. | Stop Payment Fee$31Above the typical range ($20–$30 nationally)
$5 above the national median
per year · Source
Check Copy Fee (in-house)$2Within the typical range ($2–$5 nationally)
$1 below the national median
Source
dividends are calculated by applying a periodic rate to | Cashier’s Check$2Below the typical range ($3–$6 nationally)
$3 below the national median
per item · Source
the Average Daily Balance in the account for the | Money Order$3Within the typical range ($1.50–$3 nationally)
$1 above the national median
per day · Source

Other FeesVerified

Schedule. For Regular Share Draft account, no account | Photocopy Fee$1Below the typical range ($2–$5 nationally)
$2 below the national median
Source
Statement Copy Fee$12Above the typical range ($2–$5 nationally)
$9 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Closure Fee	$5Below the typical range ($10–$25 nationally)	$10 below the national median	—	Knox extract.rules v20 categorized a line held for review from Rosetta artifact #6424. canonical_hint=early_closure; text_hash=00769e9a3a422c486abee375d5e7dc3652959da57d9c9327f4c38d59645b359d; excerpt="• Account Closure Fee .................. $5.00/Account"	Source
calculated by adding the balance in the account for \| Account Reconciliation	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Dormant Account Fee	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	—	Source
Overdraft & NSFVerified
/Request \| Debit Card Overdraft Fee .......... ………	$31Within the typical range ($25–$32 nationally)	$1 above the national median	per year	—	Source
Yield disclosed for the dividend period. If the minimum \| NSF Fee	$31
ATM & CardVerified
Regular Share Savings Account Fees \| ATM Withdrawal/Transfer Fee	$1Within the typical range ($1–$2.50 nationally)	$0.75 below the national median	per transaction	—	Source
Replace Lost or Damaged Card w/Photo.	$10
Wire TransfersVerified
the credit union. For accounts using the Average Daily \| Wire Transfer Fee (In & Out)	$15Below the typical range ($20–$25 nationally)	$10 below the national median	per day	—	Source
Check ServicesVerified
Annual Percentage Yield stated in the Rate Schedule. \| Stop Payment Fee	$31Above the typical range ($20–$30 nationally)	$5 above the national median	per year	—	Source
Check Copy Fee (in-house)	$2
Cash & DepositVerified
Deposited Item Return Fee	$15Within the typical range ($10–$25 nationally)	At the national median	per item	—	Source
Account ServicesVerified
Legal Process Fee	$50Within the typical range ($50–$150 nationally)	$50 below the national median	per item	—	Source
Other FeesVerified
Schedule. For Regular Share Draft account, no account \| Photocopy Fee	$1Below the typical range ($2–$5 nationally)	$2 below the national median	—	—	Source
Statement Copy Fee	$12

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$31

Overdraft fee: $31

Overdraft fee is aligned with the national median

Total fees: 17 — leaner than most institutions

Headline fees published

8 of 15

Published fees

Under review

Assets

$93.4M

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$93.4M

Total deposits

$85.2M

Service charge income (year to date)

$295K

Fee income ratio

11.9%

Return on assets

0.01%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

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Based on 46,468 published fee entries from 2,882 institutions

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