11 banks and credit unions have branches in Lititz. The Bank Fee Index holds published fees for 10 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Pennsylvania
Lititz counts institutions with a branch here, wherever headquartered. Pennsylvania counts institutions headquartered in the state.
Lititz
9 institutions with a branch here
$12
Pennsylvania
68 institutions headquartered in Pennsylvania
$5
U.S.
1,904 institutions in the index
$7
Chosen as the fee whose Lititz median sits furthest from Pennsylvania's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Lititz with Pennsylvania and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $34 to $39.
Median published overdraft fee
Lititz
9 institutions with a branch here
$37
Pennsylvania
119 institutions headquartered in Pennsylvania
$30
U.S.
2,605 institutions in the index
$30
Lititz covers every institution with a branch here, wherever it is headquartered. Pennsylvania covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
11 institutions, 9 with a published overdraft fee.
Bank · based in Lancaster, PA · 2 branches here
Account not yet known
“Overdraft Fee 6 (per item paid) | $39.00 | Per Item”
Bank · based in Ephrata, PA · 2 branches here
Account not yet known
“Overdraft*$37/Item(Created by check, in person or ATM withdrawal, or other electronic means)”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Harrisburg, PA · 1 branch here
Account not yet known
“Paid Overdraft Item - Consumer Accounts | $38.00 per item, maximum of $190.00 per day. Orrstown Bank does not charge an Overdraft fee on transactions of $5.00 or less.”
Bank · based in Warren, PA · 1 branch here
Account not yet known
“Overdraft-Paid Item Fee | $37 per item”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Jonestown, PA · 1 branch here
Account not yet known
“• Personal Account Overdraft Fee – per item created by check, draft, ACH, ATM withdrawal, debit card transaction, or other electronic funds transfers – charged when an item is paid”
Credit union, membership rules apply · based in Lancaster, PA · 1 branch here
Largest banks by local bank deposits
Share of the $1.0 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Lancaster County
Deposits and branches cover the City of Lititz. Population and income cover Lancaster County, the county with most of Lititz's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Lancaster County.
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