37 banks and credit unions have branches in the Lancaster metro area. The Bank Fee Index holds published fees for 28 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Pennsylvania
Lancaster metro counts institutions with a branch here, wherever headquartered. Pennsylvania counts institutions headquartered in the state.
Lancaster metro
20 institutions with a branch here
$10
Pennsylvania
68 institutions headquartered in Pennsylvania
$5
U.S.
1,902 institutions in the index
$7
Chosen as the fee whose Lancaster metro median sits furthest from Pennsylvania's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Lancaster metro with Pennsylvania and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $39.
Median published overdraft fee
Lancaster metro
23 institutions with a branch here
$35
Pennsylvania
118 institutions headquartered in Pennsylvania
$30
U.S.
2,601 institutions in the index
$30
Lancaster metro covers every institution with a branch here, wherever it is headquartered. Pennsylvania covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
37 institutions, 23 with a published overdraft fee.
Bank · based in Lancaster, PA · 20 branches here
Account not yet known
“Overdraft Fee 6 (per item paid) | $39.00 | Per Item”
Bank · based in Charlotte, NC · 19 branches here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Ephrata, PA · 16 branches here
Account not yet known
“Overdraft*$37/Item(Created by check, in person or ATM withdrawal, or other electronic means)”
Bank · based in Wilmington, DE · 13 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Bird in Hand, PA · 11 branches here
Credit union, membership rules apply · based in Enola, PA · 10 branches here
Bank · based in Buffalo, NY · 8 branches here
Account not yet known
“Overdraft Fee | $15.00 for each overdraft item we pay, unless one of the following exceptions apply:”
Bank · based in Warren, PA · 8 branches here
Account not yet known
“Overdraft-Paid Item Fee | $37 per item”
Bank · based in Harrisburg, PA · 8 branches here
Account not yet known
“Paid Overdraft Item - Consumer Accounts | $38.00 per item, maximum of $190.00 per day. Orrstown Bank does not charge an Overdraft fee on transactions of $5.00 or less.”
Bank · based in Sioux Falls, SD · 6 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Largest banks by local bank deposits
Share of the $18.9 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Lancaster metro's counties
Deposits and branches cover the Lancaster metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
Work at a bank or credit union here?
Hamilton, the Fee Insight workspace, sets an institution's own fees beside every institution in this market, with the source for each figure.
Choosing an account?
Open any institution above to see all of its published fees and where each one came from.
Search institutions