15 banks and credit unions have branches in the Medford metro area. The Bank Fee Index holds published fees for 12 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Oregon
Medford metro counts institutions with a branch here, wherever headquartered. Oregon counts institutions headquartered in the state.
Medford metro
5 institutions with a branch here
$3
Oregon
18 institutions headquartered in Oregon
$1.75
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Medford metro median sits furthest from Oregon's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Medford metro with Oregon and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Medford metro
8 institutions with a branch here
$30
Oregon
17 institutions headquartered in Oregon
$25
U.S.
2,605 institutions in the index
$30
Medford metro covers every institution with a branch here, wherever it is headquartered. Oregon covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
15 institutions, 8 with a published overdraft fee.
Credit union, membership rules apply · based in Medford, OR · 12 branches here
Bank · based in Columbus, OH · 7 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Roseburg, OR · 6 branches here
Bank · based in Cincinnati, OH · 5 branches here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Medford, OR · 5 branches here
Bank · based in Billings, MT · 5 branches here
Account not yet known
“Standard overdraft fees of $10 apply each time an overdraft is paid (up to 3 per day for Orange Checking accounts and up to 4 per day for Basic Checking, Select Checking, and Premi”
Bank · based in Sioux Falls, SD · 4 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Cleveland, OH · 4 branches here
Account not yet known
“$20.00 Overdraft Item (OD) Charge will apply to each item we pay when your end-of-day overdraft balance”
Bank · based in Walla Walla, WA · 3 branches here
Account not yet known
“Overdraft Item (based on available balance2) | $30.00”
Bank · based in Seattle, WA · 3 branches here
Account not yet known
“Insufficient Funds Charge (Paid) | $30 Per Presentment§”
Largest banks by local bank deposits
Share of the $4.5 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Medford metro's counties
Deposits and branches cover the Medford metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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