95 banks and credit unions have branches in the Oklahoma City metro area. The Bank Fee Index holds published fees for 56 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Oklahoma
Oklahoma City metro counts institutions with a branch here, wherever headquartered. Oklahoma counts institutions headquartered in the state.
Oklahoma City metro
28 institutions with a branch here
$1.75
Oklahoma
49 institutions headquartered in Oklahoma
$1
U.S.
1,651 institutions in the index
$1.50
Chosen as the fee whose Oklahoma City metro median sits furthest from Oklahoma's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Oklahoma City metro with Oklahoma and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $7 to $36.
Median published overdraft fee
Oklahoma City metro
45 institutions with a branch here
$29
Oklahoma
71 institutions headquartered in Oklahoma
$27.50
U.S.
2,605 institutions in the index
$30
Oklahoma City metro covers every institution with a branch here, wherever it is headquartered. Oklahoma covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
95 institutions, 45 with a published overdraft fee.
Bank · based in Oklahoma City, OK · 44 branches here
Bank · based in Oklahoma City, OK · 32 branches here
Account not yet known
“Paid Overdraft $35 Per item that overdraws your account that we pay”
Credit union, membership rules apply · based in Oklahoma City, OK · 24 branches here
Account not yet known
“Overdraft Coverage Fee … $20.00 per transaction”
Bank · based in Fayetteville, AR · 20 branches here
Account not yet known
“count after we post all credits and debits for the day ("Ledger Balance") is less than the amount we need to pay your transaction. For all consumer accounts, we will assess a maxim”
Bank · based in Oklahoma City, OK · 19 branches here
Account not yet known
“The standard $25 Overdraft Fee applies when any item is paid”
Bank · based in Columbus, OH · 17 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Oklahoma City, OK · 17 branches here
Account not yet known
“Overdraft fee (checks and other debits paid) … $35.00 ea.”
Bank · based in Tulsa, OK · 15 branches here
Account not yet known
“Overdraft Fee - $36.00 per item1”
Bank · based in Lawton, OK · 15 branches here
Credit union, membership rules apply · based in Oklahoma City, OK · 15 branches here
Largest banks by local bank deposits
Share of the $60.8 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Oklahoma City metro's counties
Deposits and branches cover the Oklahoma City metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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