18 banks and credit unions have branches in Owasso. The Bank Fee Index holds published fees for 12 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Oklahoma
Owasso counts institutions with a branch here, wherever headquartered. Oklahoma counts institutions headquartered in the state.
Owasso
9 institutions with a branch here
$9.95
Oklahoma
64 institutions headquartered in Oklahoma
$7.63
U.S.
1,904 institutions in the index
$6.99
Chosen as the fee whose Owasso median sits furthest from Oklahoma's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Owasso with Oklahoma and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $17 to $36.
Median published overdraft fee
Owasso
12 institutions with a branch here
$31
Oklahoma
71 institutions headquartered in Oklahoma
$27.50
U.S.
2,605 institutions in the index
$30
Owasso covers every institution with a branch here, wherever it is headquartered. Oklahoma covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
18 institutions, 12 with a published overdraft fee.
Bank · based in Owasso, OK · 3 branches here
Bank · based in Claremore, OK · 2 branches here
Account not yet known
“Overdraft Paid Item Fee (per item) – fee applies to all products except my Value Checking | $32.00”
Bank · based in Fayetteville, AR · 2 branches here
Account not yet known
“count after we post all credits and debits for the day ("Ledger Balance") is less than the amount we need to pay your transaction. For all consumer accounts, we will assess a maxim”
Bank · based in Tulsa, OK · 1 branch here
Account not yet known
“Overdraft Fee - $36.00 per item1”
Bank · based in Muskogee, OK · 1 branch here
Bank · based in El Campo, TX · 1 branch here
Account not yet known
“- Overdraft Charge, each item … $35”
Bank · based in Jefferson City, MO · 1 branch here
Account not yet known
“Overdrafts created by check, in-person withdrawal, ATM withdrawal, debit card, pre-authorized debits, or other electronic means)* $35.00”
Bank · based in Oklahoma City, OK · 1 branch here
Account not yet known
“Overdraft fee (checks and other debits paid) … $35.00 ea.”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Skiatook, OK · 1 branch here
Largest banks by local bank deposits
Share of the $1.3 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Tulsa County
Deposits and branches cover the City of Owasso. Population and income cover Tulsa County, the county with most of Owasso's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Tulsa County.
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