Fee schedule collected Mar 11, 2026 · Financials as of Q1 2026
Verified fees
6
Under review
0
Assets
$4.1B
Fee benchmark score
Not scored
Financials as of
Q1 2026
Headline fees vs. national median
Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.
Overdraft
$32
Fee Schedule
Verified fees power benchmarks; fees under review do not.
per item · fee applies to all products except my Value Checking and my Advantage Checking ·
per item · fee applies to my Value Checking and my Advantage Checking only · Source
per item · Source
per item · Source
per item · fee varies based on delivery method selected by customer at time of payment · Source
per item · Source
Swipe for source and notes →
| Fee | Amount | Basis | Note | Source |
|---|---|---|---|---|
Overdraft & NSFVerified | ||||
| Bounce Paid Item Fee (per item)- fee applies to all products except my Value Checking and my Advantage Checking | $32 | per item | fee applies to all products except my Value Checking and my Advantage Checking | Source |
| Bounce Paid Item Fee (per item)- fee applies to my Value Checking and my Advantage Checking only | $20 | per item | fee applies to my Value Checking and my Advantage Checking only | Source |
| Insufficient (NSF) Return Item Fee (per item) | $32 | per item | — | Source |
Check ServicesVerified | ||||
| Stop Payment Fee (per item) | $32 | per item | — | Source |
Digital & ElectronicVerified | ||||
| Bill Payment Rush Payment/Expedited Delivery Fee | $0 | per item | fee varies based on delivery method selected by customer at time of payment | Source |
Account ServicesVerified | ||||
| Notary Service (per item) | $5 | per item | — | Source |
Work at RCB Bank? Get your Competitive Fee Position Report — $300, delivered in 48 hours.
Every fee on this page benchmarked against a verified peer set, in a board-ready document.
Financial Context
Financials as of Q1 2026 · FDIC call report
Total assets
$4.1B
Total deposits
$3.6B
Service charge income
$1.2M
Fee income ratio
3.0%
Return on assets
1.40%
Branches
62
Service charge income by quarter