5 banks and credit unions have branches in Richmond Heights. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Compared with Ohio
Where a fee has enough institutions for a local median, the Richmond Heights median is within 10% of the Ohio median on all 1 fee.
Richmond Heights counts institutions with a branch here, wherever headquartered. Ohio counts institutions headquartered in the state.
Pick a fee to compare Richmond Heights with Ohio and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Four published overdraft fees: $15–$36.
Medians for reference: Ohio $30 · U.S. $30
Local median not shown; five institutions required.
5 institutions, 4 with a published overdraft fee.
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Hicksville, NY · 1 branch here
Account not yet known
“assess an Overdraft Charge of $30 per Item. However, we will not charge you more than three Overdraft”
Bank · based in Pittsburgh, PA · 1 branch here
Account not yet known
“Overdraft Fee | $36.00”
Credit union, membership rules apply · based in Independence, OH · 1 branch here
Largest banks by local bank deposits
Share of the $408 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Cuyahoga County
Deposits and branches cover the City of Richmond Heights. Population and income cover Cuyahoga County, the county with most of Richmond Heights's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Cuyahoga County.
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