10 banks and credit unions have branches in Huber Heights. The Bank Fee Index holds published fees for 9 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Ohio
Huber Heights counts institutions with a branch here, wherever headquartered. Ohio counts institutions headquartered in the state.
Huber Heights
5 institutions with a branch here
$5
Ohio
109 institutions headquartered in Ohio
$10
U.S.
2,744 institutions in the index
$10
Chosen as the fee whose Huber Heights median sits furthest from Ohio's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Huber Heights with Ohio and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $9 to $36.
Median published overdraft fee
Huber Heights
9 institutions with a branch here
$32
Ohio
116 institutions headquartered in Ohio
$30
U.S.
2,605 institutions in the index
$30
Huber Heights covers every institution with a branch here, wherever it is headquartered. Ohio covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
10 institutions, 9 with a published overdraft fee.
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“Overdraft Fee-Paid Item (Maximum of 2 Items/Day) $25.00 Per Item6”
Bank · based in Cleveland, OH · 1 branch here
Account not yet known
“$20.00 Overdraft Item (OD) Charge will apply to each item we pay when your end-of-day overdraft balance”
Bank · based in Sandusky, OH · 1 branch here
Account not yet known
“Non-sufficient Funds (NSF) Paid Item | $ 035”
Bank · based in The Woodlands, TX · 1 branch here
Account not yet known
“One (1) $32 overdraft (OD) item fee is charged for each item that is paid.”
Credit union, membership rules apply · based in Miamisburg, OH · 1 branch here
Credit union, membership rules apply · based in Beavercreek, OH · 1 branch here
Account not yet known
“Overdraft ATM/Debit Fee | $9.00”
Largest banks by local bank deposits
Share of the $609 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Montgomery County
Deposits and branches cover the City of Huber Heights. Population and income cover Montgomery County, the county with most of Huber Heights's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Montgomery County.
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