Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $1B to $10B

Wright-Patt Credit Union, Inc.

Beavercreek, OhioCredit UnionCleveland Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Overdraft & NSFVerified

Courtesy Pay Overdraft Fee (Courtesy Pay Fee), per Item$9Below the typical range ($20–$30 nationally)

per item · Knox deterministic extraction from Rosetta artifact #4884. canonical_hint=overdraft; text_hash=60a42af2ac2713335485634ff57091d27d3cb9218ff85cb5413170ed7aecd0d6; excerpt="Courtesy Pay Overdraft Fee (Courtesy Pay Fee), per Item $9.00" · Source

Overdraft Transfer from linked Savings or Line of Credit, per Transfer$0

$5 below the national median

Knox read a free fee from Rosetta artifact #4884. canonical_hint=od_protection_transfer; text_hash=60a42af2ac2713335485634ff57091d27d3cb9218ff85cb5413170ed7aecd0d6; excerpt="Overdraft Transfer from linked Savings or Line of Credit, per Transfer | FREE" · Source

ATM & CardVerified

a maximum ATM surcharge rebate of$10Above the typical range ($1–$3 nationally)
$8.50 above the national median
per month · Knox deterministic extraction from Rosetta artifact #4884. canonical_hint=atm_non_network; text_hash=60a42af2ac2713335485634ff57091d27d3cb9218ff85cb5413170ed7aecd0d6; excerpt="a maximum ATM surcharge rebate of $10 per month, at member’s request.)" · Source
Card Replacement Fee$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #4884. canonical_hint=card_replacement; text_hash=60a42af2ac2713335485634ff57091d27d3cb9218ff85cb5413170ed7aecd0d6; excerpt="Card Replacement Fee $5.00" · Source
Non-WPCU Owned ATMs (NOTE: This does not include the surcharge an ATM$0Below the typical range ($1–$3 nationally)
$1.50 below the national median
Knox read a free fee from Rosetta artifact #4884. canonical_hint=atm_non_network; text_hash=60a42af2ac2713335485634ff57091d27d3cb9218ff85cb5413170ed7aecd0d6; excerpt="Non-WPCU Owned ATMs (NOTE: This does not include the surcharge an ATM | FREE" · Source

Wire TransfersVerified

Wire Transfer, per Transfer: Incoming$0Below the typical range ($7.50–$15 nationally)
$10 below the national median
Knox read a free fee from Rosetta artifact #4884. canonical_hint=wire_domestic_incoming; text_hash=60a42af2ac2713335485634ff57091d27d3cb9218ff85cb5413170ed7aecd0d6; excerpt="Incoming | FREE" · Source
Wire Transfer, per Transfer: Outgoing - Domestic$20Within the typical range ($20–$25 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4884. canonical_hint=wire_domestic_outgoing; text_hash=60a42af2ac2713335485634ff57091d27d3cb9218ff85cb5413170ed7aecd0d6; excerpt="Outgoing - Domestic | $20.00" · Source
Wire Transfer, per Transfer: Outgoing - International$50Within the typical range ($40–$50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4884. canonical_hint=wire_intl_outgoing; text_hash=60a42af2ac2713335485634ff57091d27d3cb9218ff85cb5413170ed7aecd0d6; excerpt="Outgoing - International | $50.00" · Source

Check ServicesVerified

Non-Member Check Cashing$5Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4884. canonical_hint=check_cashing; text_hash=60a42af2ac2713335485634ff57091d27d3cb9218ff85cb5413170ed7aecd0d6; excerpt="Non-Member Check Cashing $5.00" · Source
Official Checks$0Below the typical range ($3–$6 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #4884. canonical_hint=cashiers_check; text_hash=60a42af2ac2713335485634ff57091d27d3cb9218ff85cb5413170ed7aecd0d6; excerpt="Official Checks FREE" · Source
Stop Payment Fees, per Request$9Below the typical range ($20–$30 nationally)
$18 below the national median
Knox deterministic extraction from Rosetta artifact #4884. canonical_hint=stop_payment; text_hash=60a42af2ac2713335485634ff57091d27d3cb9218ff85cb5413170ed7aecd0d6; excerpt="Stop Payment Fees, per Request $9.00" · Source

Cash & DepositVerified

Returned Deposit Item, per Item$10Within the typical range ($9.75–$25 nationally)
$5 below the national median
per item · Knox deterministic extraction from Rosetta artifact #4884. canonical_hint=deposited_item_return; text_hash=60a42af2ac2713335485634ff57091d27d3cb9218ff85cb5413170ed7aecd0d6; excerpt="Returned Deposit Item, per Item $10.00" · Source

Account ServicesVerified

Notary Public$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Knox read a free fee from Rosetta artifact #4884. canonical_hint=notary_fee; text_hash=60a42af2ac2713335485634ff57091d27d3cb9218ff85cb5413170ed7aecd0d6; excerpt="Notary Public FREE" · Source
Tax Levy Fee, per instance$20Below the typical range ($25–$75 nationally)
$30 below the national median
Knox deterministic extraction from Rosetta artifact #4884. canonical_hint=garnishment_levy; text_hash=60a42af2ac2713335485634ff57091d27d3cb9218ff85cb5413170ed7aecd0d6; excerpt="Tax Levy Fee, per instance $20.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Overdraft & NSFVerified
Courtesy Pay Overdraft Fee (Courtesy Pay Fee), per Item	$9Below the typical range ($20–$30 nationally)	$20 below the national median	per item	Knox deterministic extraction from Rosetta artifact #4884. canonical_hint=overdraft; text_hash=60a42af2ac2713335485634ff57091d27d3cb9218ff85cb5413170ed7aecd0d6; excerpt="Courtesy Pay Overdraft Fee (Courtesy Pay Fee), per Item $9.00"	Source
Overdraft Transfer from linked Savings or Line of Credit, per Transfer	$0Below the typical range ($2.50–$5 nationally)	$5 below the national median	—	Knox read a free fee from Rosetta artifact #4884. canonical_hint=od_protection_transfer; text_hash=60a42af2ac2713335485634ff57091d27d3cb9218ff85cb5413170ed7aecd0d6; excerpt="Overdraft Transfer from linked Savings or Line of Credit, per Transfer \| FREE"	Source
ATM & CardVerified
a maximum ATM surcharge rebate of	$10Above the typical range ($1–$3 nationally)	$8.50 above the national median	per month	Knox deterministic extraction from Rosetta artifact #4884. canonical_hint=atm_non_network; text_hash=60a42af2ac2713335485634ff57091d27d3cb9218ff85cb5413170ed7aecd0d6; excerpt="a maximum ATM surcharge rebate of $10 per month, at member’s request.)"	Source

Wire TransfersVerified
Wire Transfer, per Transfer: Incoming	$0Below the typical range ($7.50–$15 nationally)	$10 below the national median	—	Knox read a free fee from Rosetta artifact #4884. canonical_hint=wire_domestic_incoming; text_hash=60a42af2ac2713335485634ff57091d27d3cb9218ff85cb5413170ed7aecd0d6; excerpt="Incoming \| FREE"	Source
Wire Transfer, per Transfer: Outgoing - Domestic
Check ServicesVerified
Non-Member Check Cashing	$5Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4884. canonical_hint=check_cashing; text_hash=60a42af2ac2713335485634ff57091d27d3cb9218ff85cb5413170ed7aecd0d6; excerpt="Non-Member Check Cashing $5.00"	Source
Official Checks
Cash & DepositVerified
Returned Deposit Item, per Item	$10Within the typical range ($9.75–$25 nationally)	$5 below the national median	per item	Knox deterministic extraction from Rosetta artifact #4884. canonical_hint=deposited_item_return; text_hash=60a42af2ac2713335485634ff57091d27d3cb9218ff85cb5413170ed7aecd0d6; excerpt="Returned Deposit Item, per Item $10.00"	Source
Account ServicesVerified
Notary Public	$0Within the typical range ($0–$5 nationally)	$2.50 below the national median	—	Knox read a free fee from Rosetta artifact #4884. canonical_hint=notary_fee; text_hash=60a42af2ac2713335485634ff57091d27d3cb9218ff85cb5413170ed7aecd0d6; excerpt="Notary Public FREE"	Source
Tax Levy Fee, per instance	$20

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

Overdraft fee: $9

69% below the national median overdraft fee

Total fees: 14 — leaner than most institutions

Verified fees

Under review

Assets

$9.5B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$9.5B

Total deposits

$8.2B

Service charge income (year to date)

$25.1M

Fee income ratio

7.8%

Return on assets

1.14%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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