5 banks and credit unions have branches in Fairborn. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Ohio
Fairborn counts institutions with a branch here, wherever headquartered. Ohio counts institutions headquartered in the state.
Fairborn
5 institutions with a branch here
$35
Ohio
116 institutions headquartered in Ohio
$30
U.S.
2,605 institutions in the index
$30
Chosen as the fee whose Fairborn median sits furthest from Ohio's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Fairborn with Ohio and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $9 to $37.
Median published overdraft fee
Fairborn
5 institutions with a branch here
$35
Ohio
116 institutions headquartered in Ohio
$30
U.S.
2,605 institutions in the index
$30
Fairborn covers every institution with a branch here, wherever it is headquartered. Ohio covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
5 institutions, 5 with a published overdraft fee.
Credit union, membership rules apply · based in Beavercreek, OH · 2 branches here
Account not yet known
“Overdraft ATM/Debit Fee | $9.00”
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“If Overdraft Coverage is used, the per item fee for each overdraft is $37 per item.”
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Wheeling, WV · 1 branch here
Account not yet known
“Overdraft Fee (per debit) $35.00**”
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“Paid OD Charge | $30.00 per item*”
Largest banks by local bank deposits
Share of the $365 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Greene County
Deposits and branches cover the City of Fairborn. Population and income cover Greene County, the county with most of Fairborn's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Greene County.
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