86 banks and credit unions have branches in the Cleveland metro area. The Bank Fee Index holds published fees for 53 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Ohio
Cleveland metro counts institutions with a branch here, wherever headquartered. Ohio counts institutions headquartered in the state.
Cleveland metro
31 institutions with a branch here
$8.95
Ohio
76 institutions headquartered in Ohio
$6.73
U.S.
1,904 institutions in the index
$6.99
Chosen as the fee whose Cleveland metro median sits furthest from Ohio's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Cleveland metro with Ohio and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $0 to $37.
Median published overdraft fee
Cleveland metro
37 institutions with a branch here
$32
Ohio
116 institutions headquartered in Ohio
$30
U.S.
2,605 institutions in the index
$30
Cleveland metro covers every institution with a branch here, wherever it is headquartered. Ohio covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
86 institutions, 37 with a published overdraft fee.
Bank · based in Columbus, OH · 76 branches here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Cleveland, OH · 60 branches here
Account not yet known
“$20.00 Overdraft Item (OD) Charge will apply to each item we pay when your end-of-day overdraft balance”
Bank · based in Columbus, OH · 46 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Wilmington, DE · 45 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Cincinnati, OH · 43 branches here
Account not yet known
“If Overdraft Coverage is used, the per item fee for each overdraft is $37 per item.”
Bank · based in Providence, RI · 40 branches here
Account not yet known
“Overdraft Fee | $35 Per item paid if your account is overdrawn”
Bank · based in Cincinnati, OH · 37 branches here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Pittsburgh, PA · 27 branches here
Account not yet known
“Overdraft Fee | $36.00”
Bank · based in Hicksville, NY · 21 branches here
Account not yet known
“assess an Overdraft Charge of $30 per Item. However, we will not charge you more than three Overdraft”
Bank · based in Lakewood, OH · 19 branches here
Account not yet known
“Non-sufficient funds (NSF) or Overdraft (OD) per item* $30.00”
Largest banks by local bank deposits
Share of the $136.4 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Cleveland metro's counties
Deposits and branches cover the Cleveland metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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