347 banks and credit unions have branches in the New York-Newark-Jersey City metro area. The Bank Fee Index holds published fees for 175 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from New York
New York-Newark-Jersey City metro counts institutions with a branch here, wherever headquartered. New York counts institutions headquartered in the state.
New York-Newark-Jersey City metro
73 institutions with a branch here
$2
New York
85 institutions headquartered in New York
$1.50
U.S.
1,651 institutions in the index
$1.50
Chosen as the fee whose New York-Newark-Jersey City metro median sits furthest from New York's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare New York-Newark-Jersey City metro with New York and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $0 to $39.
Median published overdraft fee
New York-Newark-Jersey City metro
91 institutions with a branch here
$30
New York
101 institutions headquartered in New York
$30
U.S.
2,605 institutions in the index
$30
New York-Newark-Jersey City metro covers every institution with a branch here, wherever it is headquartered. New York covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
347 institutions, 91 with a published overdraft fee.
Bank · based in Columbus, OH · 662 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Wilmington, DE · 350 branches here
Account not yet known
“$35 fee per overdraft”
Bank · based in Charlotte, NC · 337 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Sioux Falls, SD · 239 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Sioux Falls, SD · 222 branches here
Bank · based in Providence, RI · 172 branches here
Account not yet known
“Overdraft Fee | $35 Per item paid if your account is overdrawn”
Bank · based in Passaic, NJ · 164 branches here
Account not yet known
“Overdrafts: $35 per paid item, up to 4 charges a day.”
Bank · based in Buffalo, NY · 152 branches here
Account not yet known
“Overdraft Fee | $15.00 for each overdraft item we pay, unless one of the following exceptions apply:”
Bank · based in Hicksville, NY · 138 branches here
Account not yet known
“assess an Overdraft Charge of $30 per Item. However, we will not charge you more than three Overdraft”
Bank · based in Wilmington, DE · 133 branches here
Account not yet known
“Insufficient Funds Fee – Item Paid | $15”
Largest banks by local bank deposits
Share of the $2921.1 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the New York-Newark-Jersey City metro's counties
Deposits and branches cover the New York-Newark-Jersey City metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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