40 banks and credit unions have branches in the Syracuse metro area. The Bank Fee Index holds published fees for 30 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from New York
Syracuse metro counts institutions with a branch here, wherever headquartered. New York counts institutions headquartered in the state.
Syracuse metro
23 institutions with a branch here
$2
New York
85 institutions headquartered in New York
$1.50
U.S.
1,651 institutions in the index
$1.50
Chosen as the fee whose Syracuse metro median sits furthest from New York's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Syracuse metro with New York and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $40.
Median published overdraft fee
Syracuse metro
22 institutions with a branch here
$25
New York
101 institutions headquartered in New York
$30
U.S.
2,605 institutions in the index
$30
Syracuse metro covers every institution with a branch here, wherever it is headquartered. New York covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
40 institutions, 22 with a published overdraft fee.
Bank · based in Buffalo, NY · 28 branches here
Account not yet known
“Overdraft Fee | $15.00 for each overdraft item we pay, unless one of the following exceptions apply:”
Bank · based in Cleveland, OH · 25 branches here
Account not yet known
“$20.00 Overdraft Item (OD) Charge will apply to each item we pay when your end-of-day overdraft balance”
Bank · based in Norwich, NY · 20 branches here
Bank · based in Canton, NY · 17 branches here
Account not yet known
“Overdraft Fee for the $40 transaction, because your current balance is sufficient to cover the amount of the check transaction”
Credit union, membership rules apply · based in Syracuse, NY · 16 branches here
Account not yet known
“Courtesy Pay | $15 each”
Bank · based in Columbus, OH · 12 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Oswego, NY · 12 branches here
Account not yet known
“$17 fee per overdraft item”
Bank · based in Solvay, NY · 10 branches here
Account not yet known
“Overdraft Fee … $35.00/item”
Credit union, membership rules apply · based in Rome, NY · 9 branches here
Bank · based in Charlotte, NC · 7 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Largest banks by local bank deposits
Share of the $16.2 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Syracuse metro's counties
Deposits and branches cover the Syracuse metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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