Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $1B to $10B

Empower Federal Credit Union

Syracuse, New YorkCredit UnionNew York Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research$30Above the typical range ($20–$25 nationally)

ATM & CardVerified

each | Expedited Card$30Within the typical range ($30–$50 nationally)
$10 below the national median
Source

Wire TransfersVerified

each | Outgoing Wire Transfer$25Within the typical range ($20–$25 nationally)
At the national median
Source
postage | Incoming Wire Transfer$10Within the typical range ($5–$15 nationally)
At the national median
Source
Safe Deposit Boxes | Prices vary | Outgoing Wire Transfer$15Below the typical range ($20–$25 nationally)
$10 below the national median
Source

Check ServicesVerified

Copy of Statement/Cleared Draft$2Within the typical range ($2–$5 nationally)
$1 below the national median
Source
Money Order/Official Check$5Above the typical range ($1.75–$3 nationally)
$3 above the national median
Source
Stop Payment$15Below the typical range ($20–$30 nationally)
$11 below the national median
Source

Account ServicesVerified

Legal Processing Fee$75Within the typical range ($46.25–$150 nationally)
$25 below the national median
Source

Lending FeesVerified

per hour | Late Payment$25Within the typical range ($12.75–$25 nationally)
$5 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research	$30Above the typical range ($20–$25 nationally)	$5 above the national median	—	—	Source
ATM & CardVerified
each \| Expedited Card	$30Within the typical range ($30–$50 nationally)	$10 below the national median	—	—	Source
Wire TransfersVerified
each \| Outgoing Wire Transfer	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
postage \| Incoming Wire Transfer	$10
Check ServicesVerified
Copy of Statement/Cleared Draft	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	—	Source
Money Order/Official Check	$5
Account ServicesVerified
Legal Processing Fee	$75Within the typical range ($46.25–$150 nationally)	$25 below the national median	—	—	Source
Lending FeesVerified
per hour \| Late Payment	$25Within the typical range ($12.75–$25 nationally)	$5 above the national median	—	—	Source

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Headline fees published

3 of 15

Published fees

Under review

Assets

$4.3B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$4.3B

Total deposits

$3.9B

Service charge income (year to date)

$7.9M

Fee income ratio

5.2%

Return on assets

0.79%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 37,727 published fee entries from 2,634 institutions

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