11 banks and credit unions have branches in Los Lunas. The Bank Fee Index holds published fees for 9 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from New Mexico
Los Lunas counts institutions with a branch here, wherever headquartered. New Mexico counts institutions headquartered in the state.
Los Lunas
6 institutions with a branch here
$2.25
New Mexico
13 institutions headquartered in New Mexico
$1.50
U.S.
1,651 institutions in the index
$1.50
Chosen as the fee whose Los Lunas median sits furthest from New Mexico's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Los Lunas with New Mexico and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $36.
Median published overdraft fee
Los Lunas
8 institutions with a branch here
$32
New Mexico
20 institutions headquartered in New Mexico
$30
U.S.
2,605 institutions in the index
$30
Los Lunas covers every institution with a branch here, wherever it is headquartered. New Mexico covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
11 institutions, 8 with a published overdraft fee.
Bank · based in Kansas City, MO · 1 branch here
Account not yet known
“Overdraft Charge 5 | $36.00 per item”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Tulsa, OK · 1 branch here
Account not yet known
“Overdraft Fee - $36.00 per item1”
Bank · based in Walnut Creek, CA · 1 branch here
Bank · based in Chicago, IL · 1 branch here
Bank · based in Silver City, NM · 1 branch here
Credit union, membership rules apply · based in Albuquerque, NM · 1 branch here
Account not yet known
“Minus Courtesy Pay fee: - $15.00”
Credit union, membership rules apply · based in Albuquerque, NM · 1 branch here
Account not yet known
“balance, your account will be assessed the overdraft fee of $29 according”
Credit union, membership rules apply · based in Santa Fe, NM · 1 branch here
Account not yet known
“Overdraft Privilege NSF Fee | $25.00”
Largest banks by local bank deposits
Share of the $728 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Valencia County
Deposits and branches cover the City of Los Lunas. Population and income cover Valencia County, the county with most of Los Lunas's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Valencia County.
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