Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $1B to $10B

State Employees Federal Credit Union

Santa Fe, New MexicoCredit UnionKansas City Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation or Research$20Within the typical range ($20–$25 nationally)

Overdraft & NSFVerified

NSF – Nonsufficient Funds Fee$25Within the typical range ($25–$31 nationally)
$5 below the national median
Source
Overdraft Privilege NSF Fee$25Within the typical range ($25–$31 nationally)
$5 below the national median
Source
Return Check Charge$10Below the typical range ($25–$31 nationally)
$20 below the national median
Source

ATM & CardVerified

Excessive ATM Withdrawal Fee (10 free)$0.65Below the typical range ($1–$2.50 nationally)
$0.85 below the national median
Source
Foreign ATM Fee$1.50Within the typical range ($1–$2.50 nationally)
At the national median
Source

Check ServicesVerified

Cashier's/Official Check Fee$1Below the typical range ($3–$5.50 nationally)
$4 below the national median
Source
Check Copies$3Within the typical range ($2–$5 nationally)
At the national median
Source
Counter Checks$2Within the typical range ($1–$4 nationally)
At the national median
Source
Stop Payment Fee$25Within the typical range ($20–$30 nationally)
At the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation or Research	$20Within the typical range ($20–$25 nationally)	$5 below the national median	—	—	Source
Dormant Account Fee – (12 months inactivity)	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	—	Source
Overdraft & NSFVerified
NSF – Nonsufficient Funds Fee	$25Within the typical range ($25–$31 nationally)	$5 below the national median	—	—	Source
Overdraft Privilege NSF Fee	$25
ATM & CardVerified
Excessive ATM Withdrawal Fee (10 free)	$0.65Below the typical range ($1–$2.50 nationally)	$0.85 below the national median	—	—	Source
Foreign ATM Fee	$1.50
Check ServicesVerified
Cashier's/Official Check Fee	$1Below the typical range ($3–$5.50 nationally)	$4 below the national median	—	—	Source
Check Copies	$3
Digital & ElectronicVerified
Online Banking / Bill Pay	$0Within the typical range ($0–$10.43 nationally)	$4.95 below the national median	—	—	Source
Account ServicesVerified
Garnishment or IRS Levy Fee	$50Within the typical range ($30–$75 nationally)	At the national median	—	—	Source
Other FeesVerified
Monthly Statement Copies	$3Within the typical range ($2–$5 nationally)	At the national median	per month	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

Total fees: 14 — leaner than most institutions

Headline fees published

5 of 15

Published fees

Under review

Assets

$1.3B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$1.3B

Total deposits

$1.1B

Service charge income (year to date)

$3.0M

Fee income ratio

7.6%

Return on assets

0.91%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 32,192 verified fees from 2,423 institutions

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