35 banks and credit unions have branches in the Jefferson City metro area. The Bank Fee Index holds published fees for 17 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Missouri
Jefferson City metro counts institutions with a branch here, wherever headquartered. Missouri counts institutions headquartered in the state.
Jefferson City metro
9 institutions with a branch here
$2
Missouri
56 institutions headquartered in Missouri
$1.13
U.S.
1,651 institutions in the index
$1.50
Chosen as the fee whose Jefferson City metro median sits furthest from Missouri's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Jefferson City metro with Missouri and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $36.
Median published overdraft fee
Jefferson City metro
12 institutions with a branch here
$35
Missouri
79 institutions headquartered in Missouri
$29.50
U.S.
2,605 institutions in the index
$30
Jefferson City metro covers every institution with a branch here, wherever it is headquartered. Missouri covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
35 institutions, 12 with a published overdraft fee.
Bank · based in Jefferson City, MO · 15 branches here
Account not yet known
“Overdrafts created by check, in-person withdrawal, ATM withdrawal, debit card, pre-authorized debits, or other electronic means)* $35.00”
Bank · based in Linn, MO · 7 branches here
Bank · based in Jefferson City, MO · 6 branches here
Account not yet known
“Overdraft Fee - Transactions greater than $50 … $ 30.00/Item Presented”
Bank · based in Jefferson City, MO · 5 branches here
Account not yet known
“We charge a $35.00 Overdraft Item Fee each time we pay an item into overdraft”
Credit union, membership rules apply · based in Jefferson City, MO · 5 branches here
Account not yet known
“Overdraft/Courtesy Pay | $25.00 /item”
Bank · based in Fulton, MO · 3 branches here
Account not yet known
“Item(s) that create an overdrawn balance of $35.00 or greater will be charged a $35.00 per item NSF Returned Item Fee or Paid Item Fee.”
Bank · based in Fulton, MO · 3 branches here
Bank · based in Russellville, MO · 2 branches here
Bank · based in Bethany, MO · 2 branches here
Bank · based in Kansas City, MO · 2 branches here
Account not yet known
“Overdraft/Insuffcient Funds2 | $36”
Largest banks by local bank deposits
Share of the $7.7 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Jefferson City metro's counties
Deposits and branches cover the Jefferson City metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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