Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $1B to $10B

Hawthorn Bank

Jefferson City, MissouriBankSt. Louis Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation or Balancing (Per hour, minimum one hour)$50Above the typical range ($20–$25 nationally)

Dormant Service Charge Fee$5

At the national median

Source

Early Closeout Fee (Account Closed Within 90 Days of Opening)$50

$35 above the national median

Source

Paper Statement Fee (Monthly)$3

At the national median

per month · Source

ATM & CardVerified

Debit Card Replacement Fee$10Within the typical range ($5–$10 nationally)
At the national median
Source

Wire TransfersVerified

Wire Transfer Fee - Incoming$15Within the typical range ($5–$15 nationally)
$5 above the national median
Source
Wire Transfer Fee - Outgoing Domestic$25Within the typical range ($20–$25 nationally)
At the national median
Source
Wire Transfer Fee - Outgoing International$50Within the typical range ($40–$50 nationally)
At the national median
Source

Check ServicesVerified

Cashier’s Check Fee (Customers only)$8Above the typical range ($3–$5.50 nationally)
$3 above the national median
Source
Check Cashing for Non-customers (only checks drawn on Hawthorn Bank)………………………………………………………………………$10Within the typical range ($5–$10 nationally)
$5 above the national median
Source
Check Copy (Per page)$3Within the typical range ($2–$5 nationally)
At the national median
Source
Stop Payment Fee$35Above the typical range ($20–$30 nationally)
$10 above the national median
Source

Digital & ElectronicVerified

Online Banking: Account Access, Bill Payment$0Within the typical range ($0–$11.37 nationally)
$4.95 below the national median
Source

Cash & DepositVerified

Night Deposit Bag (No Lock/Lock) …………………………………………………………………………………………………………………………………………………………….$5Within the typical range ($5–$20 nationally)
$8 below the national median
Source

Account ServicesVerified

Garnishment Processing Fee…………………………………………………………………………………………………………………………………………………………………………….$150Above the typical range ($30–$75 nationally)
$100 above the national median
Source
Notary Service (Customers Only)$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Source
Safe Deposit Box Key Replacement$25Within the typical range ($25–$80 nationally)
$20 below the national median
Source

Other FeesVerified

Statement Reprint$3Within the typical range ($2–$5 nationally)
At the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation or Balancing (Per hour, minimum one hour)	$50Above the typical range ($20–$25 nationally)	$25 above the national median	—	—	Source
Dormant Service Charge Fee	$5Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Early Closeout Fee (Account Closed Within 90 Days of Opening)	$50Above the typical range ($10–$25 nationally)	$35 above the national median	—	—	Source
Paper Statement Fee (Monthly)	$3Within the typical range ($2–$5 nationally)	At the national median	per month	—	Source
ATM & CardVerified
Debit Card Replacement Fee	$10Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Wire TransfersVerified
Wire Transfer Fee - Incoming	$15Within the typical range ($5–$15 nationally)	$5 above the national median	—	—	Source
Wire Transfer Fee - Outgoing Domestic	$25
Check ServicesVerified
Cashier’s Check Fee (Customers only)	$8Above the typical range ($3–$5.50 nationally)	$3 above the national median	—	—	Source
Check Cashing for Non-customers (only checks drawn on Hawthorn Bank)………………………………………………………………………	$10
Digital & ElectronicVerified
Online Banking: Account Access, Bill Payment	$0Within the typical range ($0–$11.37 nationally)	$4.95 below the national median	—	—	Source
Cash & DepositVerified
Night Deposit Bag (No Lock/Lock) …………………………………………………………………………………………………………………………………………………………….	$5Within the typical range ($5–$20 nationally)	$8 below the national median	—	—	Source
Account ServicesVerified
Garnishment Processing Fee…………………………………………………………………………………………………………………………………………………………………………….	$150Above the typical range ($30–$75 nationally)	$100 above the national median	—	—	Source
Notary Service (Customers Only)	$0
Other FeesVerified
Statement Reprint	$3Within the typical range ($2–$5 nationally)	At the national median	—	—	Source

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Headline fees published

7 of 15

Published fees

Under review

Assets

$1.8B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$1.8B

Total deposits

$1.5B

Service charge income

$700K

Fee income ratio

3.1%

Return on assets

1.80%

Branches

Service charge income by quarter

Q2 2026$700K

Q1 2026$717K

Q4 2025$788K

Q3 2025$818K

Financial profile · Pro

Performance from regulator filings

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