Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, under $300M

United Security Bank

Fulton, MissouriBankSt. Louis Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant account fee............................................................................................$10Within the typical range ($5–$52.50 nationally)

per month · Knox deterministic extraction from Rosetta artifact #369. canonical_hint=dormant_account; text_hash=bbe17ca28e7d3041fb7861bebf3ee239f874d20316dd7acc6067841309dfcc3e; excerpt="Dormant account fee............................................................................................$10.00 This fee is charged each month" · Source

Minimum balance to avoid imposition of fees - A service charge fee of$7

$10.50 below the national median

Knox deterministic extraction from Rosetta artifact #369. canonical_hint=monthly_maintenance; text_hash=bbe17ca28e7d3041fb7861bebf3ee239f874d20316dd7acc6067841309dfcc3e; excerpt="Minimum balance to avoid imposition of fees - A service charge fee of $7.00 will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the" · Source

Minimum balance to avoid imposition of fees - A service charge fee of$10

$7.50 below the national median

Knox deterministic extraction from Rosetta artifact #369. canonical_hint=monthly_maintenance; text_hash=bbe17ca28e7d3041fb7861bebf3ee239f874d20316dd7acc6067841309dfcc3e; excerpt="Minimum balance to avoid imposition of fees - A service charge fee of $10.00 will be imposed every statement cycle if the balance in the account falls below $250.00 any day of the " · Source

Minimum balance to open the account - You must deposit$50

$200 below the national median

Knox deterministic extraction from Rosetta artifact #369. canonical_hint=minimum_balance; text_hash=bbe17ca28e7d3041fb7861bebf3ee239f874d20316dd7acc6067841309dfcc3e; excerpt="Minimum balance to open the account - You must deposit $50.00 to open this account" · Source

Minimum balance to open the account - You must deposit$1,000

$750 above the national median

TRUTH-IN-SAVINGS DISCLOSURE PERSONAL TRANSACTION ACCOUNT Minimum balance to open the account - You must deposit$250

At the national median

Knox deterministic extraction from Rosetta artifact #369. canonical_hint=minimum_balance; text_hash=bbe17ca28e7d3041fb7861bebf3ee239f874d20316dd7acc6067841309dfcc3e; excerpt="TRUTH-IN-SAVINGS DISCLOSURE PERSONAL TRANSACTION ACCOUNT Minimum balance to open the account - You must deposit $250.00 to open this account" · Source

Overdraft & NSFVerified

Fees: A per withdrawal charge fee of$5Below the typical range ($7.50–$35 nationally)
$20 below the national median
Knox deterministic extraction from Rosetta artifact #369. canonical_hint=overdraft; text_hash=bbe17ca28e7d3041fb7861bebf3ee239f874d20316dd7acc6067841309dfcc3e; excerpt="Fees: A per withdrawal charge fee of $5.00 will be charged for each withdrawal in excess of two during a calendar month which could cause an overdraft" · Source

ATM & CardVerified

We will charge you$5Within the typical range ($5–$19.38 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #369. canonical_hint=card_replacement; text_hash=bbe17ca28e7d3041fb7861bebf3ee239f874d20316dd7acc6067841309dfcc3e; excerpt="We will charge you $5.00 to issue the initial debit card, and $5.00 to replace a lost debit card" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant account fee............................................................................................	$10Within the typical range ($5–$52.50 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #369. canonical_hint=dormant_account; text_hash=bbe17ca28e7d3041fb7861bebf3ee239f874d20316dd7acc6067841309dfcc3e; excerpt="Dormant account fee............................................................................................$10.00 This fee is charged each month"	Source
Minimum balance to avoid imposition of fees - A service charge fee of	$7Within the typical range ($5–$200 nationally)	$10.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #369. canonical_hint=monthly_maintenance; text_hash=bbe17ca28e7d3041fb7861bebf3ee239f874d20316dd7acc6067841309dfcc3e; excerpt="Minimum balance to avoid imposition of fees - A service charge fee of $7.00 will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the"	Source
Minimum balance to avoid imposition of fees - A service charge fee of	$10Within the typical range ($5–$200 nationally)	$7.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #369. canonical_hint=monthly_maintenance; text_hash=bbe17ca28e7d3041fb7861bebf3ee239f874d20316dd7acc6067841309dfcc3e; excerpt="Minimum balance to avoid imposition of fees - A service charge fee of $10.00 will be imposed every statement cycle if the balance in the account falls below $250.00 any day of the "	Source
Minimum balance to open the account - You must deposit	$50Within the typical range ($9.25–$750 nationally)	$200 below the national median	—	Knox deterministic extraction from Rosetta artifact #369. canonical_hint=minimum_balance; text_hash=bbe17ca28e7d3041fb7861bebf3ee239f874d20316dd7acc6067841309dfcc3e; excerpt="Minimum balance to open the account - You must deposit $50.00 to open this account"	Source
Minimum balance to open the account - You must deposit	$1,000Above the typical range ($9.25–$750 nationally)	$750 above the national median	—	Knox deterministic extraction from Rosetta artifact #369. canonical_hint=minimum_balance; text_hash=bbe17ca28e7d3041fb7861bebf3ee239f874d20316dd7acc6067841309dfcc3e; excerpt="Minimum balance to open the account - You must deposit $1,000.00 to open this account"	Source
TRUTH-IN-SAVINGS DISCLOSURE PERSONAL TRANSACTION ACCOUNT Minimum balance to open the account - You must deposit	$250Within the typical range ($9.25–$750 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #369. canonical_hint=minimum_balance; text_hash=bbe17ca28e7d3041fb7861bebf3ee239f874d20316dd7acc6067841309dfcc3e; excerpt="TRUTH-IN-SAVINGS DISCLOSURE PERSONAL TRANSACTION ACCOUNT Minimum balance to open the account - You must deposit $250.00 to open this account"	Source
Overdraft & NSFVerified
Fees: A per withdrawal charge fee of	$5Below the typical range ($7.50–$35 nationally)	$20 below the national median	—	Knox deterministic extraction from Rosetta artifact #369. canonical_hint=overdraft; text_hash=bbe17ca28e7d3041fb7861bebf3ee239f874d20316dd7acc6067841309dfcc3e; excerpt="Fees: A per withdrawal charge fee of $5.00 will be charged for each withdrawal in excess of two during a calendar month which could cause an overdraft"	Source
ATM & CardVerified
We will charge you	$5Within the typical range ($5–$19.38 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #369. canonical_hint=card_replacement; text_hash=bbe17ca28e7d3041fb7861bebf3ee239f874d20316dd7acc6067841309dfcc3e; excerpt="We will charge you $5.00 to issue the initial debit card, and $5.00 to replace a lost debit card"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

Overdraft fee: $5

80% below the national median overdraft fee

Total fees: 8 — leaner than most institutions

Verified fees

Under review

Assets

$97.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$97.2M

Total deposits

$81.2M

Service charge income

$27K

Fee income ratio

2.6%

Return on assets

1.84%

Branches

Service charge income by quarter

Q2 2026$27K

Q1 2026$23K

Q4 2025$19K

Q3 2025$31K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 5,474 verified fees from 1,488 institutions

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