10 banks and credit unions have branches in Sedalia. The Bank Fee Index holds published fees for 6 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Missouri
Sedalia counts institutions with a branch here, wherever headquartered. Missouri counts institutions headquartered in the state.
Sedalia
5 institutions with a branch here
$35
Missouri
96 institutions headquartered in Missouri
$28
U.S.
3,350 institutions in the index
$27.50
Chosen as the fee whose Sedalia median sits furthest from Missouri's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Sedalia with Missouri and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $25 to $36.
Median published overdraft fee
Sedalia
6 institutions with a branch here
$35
Missouri
79 institutions headquartered in Missouri
$29.50
U.S.
2,605 institutions in the index
$30
Sedalia covers every institution with a branch here, wherever it is headquartered. Missouri covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
10 institutions, 6 with a published overdraft fee.
Bank · based in Jefferson City, MO · 5 branches here
Account not yet known
“Overdrafts created by check, in-person withdrawal, ATM withdrawal, debit card, pre-authorized debits, or other electronic means)* $35.00”
Credit union, membership rules apply · based in Sedalia, MO · 2 branches here
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Marshall, MO · 1 branch here
Bank · based in Andover, KS · 1 branch here
Account not yet known
“Overdraft Charge/Return Check Charge - each | $34.98”
Bank · based in Pine Bluff, AR · 1 branch here
Account not yet known
“(including a second or subsequent request for payment), we may charge a Paid Item/Overdraft Fee of $36.00 per occurrence. However,”
Bank · based in Warrenton, MO · 1 branch here
Bank · based in Bethany, MO · 1 branch here
Bank · based in Carrollton, MO · 1 branch here
Account not yet known
“An overdraft fee of $25.00 will be charged per item for covering overdrafts created by check or draft, in-person withdrawal, ATM withdrawal, or other electronic means.”
Credit union, membership rules apply · based in Warrensburg, MO · 1 branch here
Account not yet known
“Overdraft Privilege | $35.00 per item”
Largest banks by local bank deposits
Share of the $1.2 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Pettis County
Deposits and branches cover the City of Sedalia. Population and income cover Pettis County, the county with most of Sedalia's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Pettis County.
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