Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Central Missouri Community Federal Credit Union

Warrensburg, MissouriCredit UnionSt. Louis Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation/Research$25Within the typical range ($20–$25 nationally)

Overdraft & NSFVerified

Overdraft (EFT Item Paid)$35Above the typical range ($25–$32 nationally)
$5 above the national median
Source
Overdraft Privilege$35Above the typical range ($25–$32 nationally)
$5 above the national median
per item · Source
Returned Item (NSF or Other Reason)$35Above the typical range ($25–$31 nationally)
$5 above the national median
per item · Source

ATM & CardVerified

ATM Surcharge Fee$6Above the typical range ($1–$2.50 nationally)
$4.25 above the national median
Source
Non-Proprietary ATM Transaction$1Within the typical range ($1–$2.50 nationally)
$0.75 below the national median
per transaction · Source
Replacement Cards$10Within the typical range ($5–$10 nationally)
At the national median
Source

Check ServicesVerified

Check Cashing (without a checking account or loan$5Within the typical range ($5–$10 nationally)
At the national median
per item · Source
Stop Payment$35Above the typical range ($20–$30 nationally)
$9 above the national median
per item · Source

Cash & DepositVerified

Coin Processing (Member)$0Within the typical range ($0–$5 nationally)
$0.20 below the national median
Source
Deposited Item Returned$15Within the typical range ($10–$25 nationally)
At the national median
per item · Source

Account ServicesVerified

Drilling Fees$80Above the typical range ($30–$70 nationally)
$35 above the national median
Knox extract.rules v20 categorized a line held for review from Rosetta artifact #3790. canonical_hint=safe_deposit_box; text_hash=1589a8d0a5a51a829d121176e8b9e13464d9ffd11a876140fb132c172aae97fa; excerpt="Drilling Fees | $80.00 plus cost per occurrence" · Source
Garnishment or Tax Levy$100Above the typical range ($30–$75 nationally)
$50 above the national median
Source
Lien Release Reprint$10Below the typical range ($50–$150 nationally)
$90 below the national median
per item · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation/Research	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Dormant Account	$15Above the typical range ($5–$10 nationally)	$10 above the national median	per month	—	Source
E-Statement	$0Within the typical range ($0–$2 nationally)	At the national median	—	—	Source
Minimum Balance	$10Within the typical range ($3–$10 nationally)	$5 above the national median	per month	—	Source
Monthly Maintenance	$10Within the typical range ($3–$10 nationally)	$4.51 above the national median	per month	—	Source
Paper Statement Fee	$5Above the typical range ($2–$4 nationally)	$2 above the national median	—	—	Source
Overdraft & NSFVerified
Overdraft (EFT Item Paid)	$35Above the typical range ($25–$32 nationally)	$5 above the national median	—	—	Source
Overdraft Privilege	$35
ATM & CardVerified
ATM Surcharge Fee	$6Above the typical range ($1–$2.50 nationally)	$4.25 above the national median	—	—	Source
Non-Proprietary ATM Transaction	$1
Check ServicesVerified
Check Cashing (without a checking account or loan	$5Within the typical range ($5–$10 nationally)	At the national median	per item	—	Source
Stop Payment	$35
Cash & DepositVerified
Coin Processing (Member)	$0Within the typical range ($0–$5 nationally)	$0.20 below the national median	—	—	Source
Deposited Item Returned	$15
Account ServicesVerified
Drilling Fees	$80Above the typical range ($30–$70 nationally)	$35 above the national median	—	Knox extract.rules v20 categorized a line held for review from Rosetta artifact #3790. canonical_hint=safe_deposit_box; text_hash=1589a8d0a5a51a829d121176e8b9e13464d9ffd11a876140fb132c172aae97fa; excerpt="Drilling Fees \| $80.00 plus cost per occurrence"	Source
Garnishment or Tax Levy
Lending FeesVerified
Loan Origination Fee	$50Within the typical range ($25–$75 nationally)	$15 above the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

17% above the national median overdraft fee

Total fees: 20 — leaner than most institutions

Headline fees published

9 of 15

Published fees

Under review

Assets

$140.2M

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$140.2M

Total deposits

$129.5M

Service charge income (year to date)

$674K

Fee income ratio

15.0%

Return on assets

0.42%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

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Based on 46,468 published fee entries from 2,882 institutions

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