Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, under $300M

Bank 21

Carrollton, MissouriBankSt. Louis Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Early Account Closing Fee (Within 90 Days of Account Opening)$35Above the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #6118. canonical_hint=early_closure; text_hash=4815ca11e300f72c6bc39b8e1abccd4c390967e539e0a74f4b78fc984e7a4f3c; excerpt="Early Account Closing Fee (Within 90 Days of Account Opening) | $35.00" · Source

Overdraft & NSFVerified

An overdraft fee of$25Within the typical range ($25–$31 nationally)
$5 below the national median
per item · Knox deterministic extraction from Rosetta artifact #6118. canonical_hint=overdraft; text_hash=4815ca11e300f72c6bc39b8e1abccd4c390967e539e0a74f4b78fc984e7a4f3c; excerpt="An overdraft fee of $25.00 will be charged per item for covering overdrafts created by check or draft, in-person withdrawal, ATM withdrawal, or other electronic means." · Source
Return Item Charge$25Within the typical range ($25–$31 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #6118. canonical_hint=nsf; text_hash=4815ca11e300f72c6bc39b8e1abccd4c390967e539e0a74f4b78fc984e7a4f3c; excerpt="Return Item Charge | $25.00" · Source

ATM & CardVerified

Replacement ATM/Debit Card$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #6118. canonical_hint=card_replacement; text_hash=4815ca11e300f72c6bc39b8e1abccd4c390967e539e0a74f4b78fc984e7a4f3c; excerpt="Replacement ATM/Debit Card | $5.00" · Source

Check ServicesVerified

Cashier's Checks ( and Over)$10Above the typical range ($3–$6 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #6118. canonical_hint=cashiers_check; text_hash=4815ca11e300f72c6bc39b8e1abccd4c390967e539e0a74f4b78fc984e7a4f3c; excerpt="Cashier's Checks ($10,000.01 and Over) | $10.00" · Source
Photocopies of Checks (Per Item)$2.75Within the typical range ($2–$5 nationally)
$0.25 below the national median
per item · Knox deterministic extraction from Rosetta artifact #6118. canonical_hint=check_image; text_hash=4815ca11e300f72c6bc39b8e1abccd4c390967e539e0a74f4b78fc984e7a4f3c; excerpt="Photocopies of Checks (Per Item) | $2.75" · Source
Stop Payment Request (Per Request)$25Within the typical range ($20–$30 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #6118. canonical_hint=stop_payment; text_hash=4815ca11e300f72c6bc39b8e1abccd4c390967e539e0a74f4b78fc984e7a4f3c; excerpt="Stop Payment Request (Per Request) | $25.00" · Source

Account ServicesVerified

Drilling Fee$160Above the typical range ($25–$77.50 nationally)
$115 above the national median
Knox deterministic extraction from Rosetta artifact #6118. canonical_hint=safe_deposit_box; text_hash=4815ca11e300f72c6bc39b8e1abccd4c390967e539e0a74f4b78fc984e7a4f3c; excerpt="Drilling Fee | $160.00" · Source
Levies, Fees, & Garnishments$25Below the typical range ($30–$75 nationally)
$25 below the national median
Knox deterministic extraction from Rosetta artifact #6118. canonical_hint=garnishment_levy; text_hash=4815ca11e300f72c6bc39b8e1abccd4c390967e539e0a74f4b78fc984e7a4f3c; excerpt="Levies, Fees, & Garnishments | $25.00" · Source
Notary Service$2Within the typical range ($0–$5 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #6118. canonical_hint=notary_fee; text_hash=4815ca11e300f72c6bc39b8e1abccd4c390967e539e0a74f4b78fc984e7a4f3c; excerpt="Notary Service | $2.00" · Source

Other FeesVerified

Copies of Statements (Per Page)$2.50Within the typical range ($2–$5 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #6118. canonical_hint=document_reproduction; text_hash=4815ca11e300f72c6bc39b8e1abccd4c390967e539e0a74f4b78fc984e7a4f3c; excerpt="Copies of Statements (Per Page) | $2.50" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Early Account Closing Fee (Within 90 Days of Account Opening)	$35Above the typical range ($10–$25 nationally)	$20 above the national median	—	Knox deterministic extraction from Rosetta artifact #6118. canonical_hint=early_closure; text_hash=4815ca11e300f72c6bc39b8e1abccd4c390967e539e0a74f4b78fc984e7a4f3c; excerpt="Early Account Closing Fee (Within 90 Days of Account Opening) \| $35.00"	Source
Overdraft & NSFVerified
An overdraft fee of	$25Within the typical range ($25–$31 nationally)	$5 below the national median	per item	Knox deterministic extraction from Rosetta artifact #6118. canonical_hint=overdraft; text_hash=4815ca11e300f72c6bc39b8e1abccd4c390967e539e0a74f4b78fc984e7a4f3c; excerpt="An overdraft fee of $25.00 will be charged per item for covering overdrafts created by check or draft, in-person withdrawal, ATM withdrawal, or other electronic means."	Source

ATM & CardVerified
Replacement ATM/Debit Card	$5Within the typical range ($5–$10 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #6118. canonical_hint=card_replacement; text_hash=4815ca11e300f72c6bc39b8e1abccd4c390967e539e0a74f4b78fc984e7a4f3c; excerpt="Replacement ATM/Debit Card \| $5.00"	Source
Check ServicesVerified
Cashier's Checks ( and Over)	$10Above the typical range ($3–$6 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #6118. canonical_hint=cashiers_check; text_hash=4815ca11e300f72c6bc39b8e1abccd4c390967e539e0a74f4b78fc984e7a4f3c; excerpt="Cashier's Checks ($10,000.01 and Over) \| $10.00"	Source
Photocopies of Checks (Per Item)
Account ServicesVerified
Drilling Fee	$160Above the typical range ($25–$77.50 nationally)	$115 above the national median	—	Knox deterministic extraction from Rosetta artifact #6118. canonical_hint=safe_deposit_box; text_hash=4815ca11e300f72c6bc39b8e1abccd4c390967e539e0a74f4b78fc984e7a4f3c; excerpt="Drilling Fee \| $160.00"	Source
Levies, Fees, & Garnishments
Other FeesVerified
Copies of Statements (Per Page)	$2.50Within the typical range ($2–$5 nationally)	$0.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #6118. canonical_hint=document_reproduction; text_hash=4815ca11e300f72c6bc39b8e1abccd4c390967e539e0a74f4b78fc984e7a4f3c; excerpt="Copies of Statements (Per Page) \| $2.50"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

Total fees: 11 — leaner than most institutions

Headline fees published

5 of 15

Published fees

Under review

Assets

$202.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$202.1M

Total deposits

$164.7M

Service charge income

$20K

Fee income ratio

0.77%

Return on assets

2.74%

Branches

Service charge income by quarter

Q2 2026$20K

Q1 2026$26K

Q4 2025$32K

Q3 2025$29K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 28,880 verified fees from 2,290 institutions

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