22 banks and credit unions have branches in the Mankato metro area. The Bank Fee Index holds published fees for 14 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Minnesota
Mankato metro counts institutions with a branch here, wherever headquartered. Minnesota counts institutions headquartered in the state.
Mankato metro
5 institutions with a branch here
$3
Minnesota
33 institutions headquartered in Minnesota
$1.75
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Mankato metro median sits furthest from Minnesota's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Mankato metro with Minnesota and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $36.
Median published overdraft fee
Mankato metro
8 institutions with a branch here
$32.50
Minnesota
68 institutions headquartered in Minnesota
$30
U.S.
2,605 institutions in the index
$30
Mankato metro covers every institution with a branch here, wherever it is headquartered. Minnesota covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
22 institutions, 8 with a published overdraft fee.
Bank · based in Vernon Center, MN · 5 branches here
Bank · based in Mapleton, MN · 4 branches here
Credit union, membership rules apply · based in Mankato, MN · 3 branches here
Bank · based in Sioux Falls, SD · 2 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Cincinnati, OH · 2 branches here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Saint Peter, MN · 2 branches here
Bank · based in Lonsdale, MN · 2 branches here
Bank · based in Nicollet, MN · 2 branches here
Account not yet known
“Overdraft Funds (OD Fee), Item Paid $35 per item (1) (2)”
Bank · based in Lake Crystal, MN · 2 branches here
Bank · based in Evansville, IN · 2 branches here
Largest banks by local bank deposits
Share of the $3.5 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Mankato metro's counties
Deposits and branches cover the Mankato metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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