Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Minnesota Valley Federal Credit Union

Mankato, MinnesotaCredit UnionMinneapolis Fed districtFees collected Apr 21, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Closed Account Charge - if closed within 90 days of opening$10Within the typical range ($10–$25 nationally)

per month · Knox deterministic extraction from Rosetta artifact #8746. canonical_hint=early_closure; text_hash=a30cb4042d91df952062df049a12d9d358c2a14c3dee46b21a19dbdd4694feaa; excerpt="Closed Account Charge - if closed within 90 days of opening $10" · Source

Inactive Savings Account Charge$3

$2 below the national median

Knox deterministic extraction from Rosetta artifact #8746. canonical_hint=dormant_account; text_hash=a30cb4042d91df952062df049a12d9d358c2a14c3dee46b21a19dbdd4694feaa; excerpt="Inactive Savings Account Charge $3.00 mo | $100) $2.00" · Source

Overdraft & NSFVerified

Check conversion to cashier check charge (includes NSF checks)$5Below the typical range ($25–$31 nationally)
$25 below the national median
Knox deterministic extraction from Rosetta artifact #8746. canonical_hint=nsf; text_hash=a30cb4042d91df952062df049a12d9d358c2a14c3dee46b21a19dbdd4694feaa; excerpt="Check conversion to cashier check charge (includes NSF checks) $5.00 ea Reconcilement Charge (checking account) $30.00 hr" · Source

Wire TransfersVerified

Incoming Wire$10Within the typical range ($5–$15 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #8746. canonical_hint=wire_domestic_incoming; text_hash=a30cb4042d91df952062df049a12d9d358c2a14c3dee46b21a19dbdd4694feaa; excerpt="First Mortgage, past due over 15 days 5% of pmt Incoming Wire $10.00" · Source

Check ServicesVerified

Cashier Check Reissue Charge (after 91 days)$10Above the typical range ($3–$5.50 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #8746. canonical_hint=cashiers_check; text_hash=a30cb4042d91df952062df049a12d9d358c2a14c3dee46b21a19dbdd4694feaa; excerpt="Cashier Check Reissue Charge (after 91 days) $10.00 ea | Premier checking accounts 0.10 per pg" · Source
Check Copy Charge$3Within the typical range ($2–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #8746. canonical_hint=check_image; text_hash=a30cb4042d91df952062df049a12d9d358c2a14c3dee46b21a19dbdd4694feaa; excerpt="Check Copy Charge $3.00 ea Return Statement Charge (wrong address) $ 5.00 mo" · Source

Cash & DepositVerified

Cash Advance$8Within the typical range ($3.38–$10 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #8746. canonical_hint=cash_advance; text_hash=a30cb4042d91df952062df049a12d9d358c2a14c3dee46b21a19dbdd4694feaa; excerpt="Cash Advance $8 Outgoing Domestic Wire Transfer $25.00" · Source
Non-member Coin Counting 7% of total Reloadable Debit Card$3.50Within the typical range ($0–$5 nationally)
$1.50 above the national median
Knox deterministic extraction from Rosetta artifact #8746. canonical_hint=coin_counting; text_hash=a30cb4042d91df952062df049a12d9d358c2a14c3dee46b21a19dbdd4694feaa; excerpt="Non-member Coin Counting 7% of total Reloadable Debit Card $3.50" · Source

Account ServicesVerified

Garnishment Processing Charge$30Within the typical range ($30–$75 nationally)
$20 below the national median
Knox deterministic extraction from Rosetta artifact #8746. canonical_hint=garnishment_levy; text_hash=a30cb4042d91df952062df049a12d9d358c2a14c3dee46b21a19dbdd4694feaa; excerpt="Garnishment Processing Charge $30 | financial) $10.00 ea" · Source
Loan Subordination Charge$250Above the typical range ($30–$125 nationally)
$175 above the national median
Knox deterministic extraction from Rosetta artifact #8746. canonical_hint=legal_process; text_hash=a30cb4042d91df952062df049a12d9d358c2a14c3dee46b21a19dbdd4694feaa; excerpt="Loan Subordination Charge $250 Rush Order Charge (per card) $30.00" · Source

Mortgage ServicingVerified

Mortgage Loan Modification Charge (re-amortize)$250Within the typical range ($35–$250 nationally)
$200 above the national median
Knox deterministic extraction from Rosetta artifact #8746. canonical_hint=mortgage_modification; text_hash=a30cb4042d91df952062df049a12d9d358c2a14c3dee46b21a19dbdd4694feaa; excerpt="Mortgage Loan Modification Charge (re-amortize) $250 Outgoing International Wire Transfer $55.00" · Source

Gift & Prepaid CardsVerified

11+ Travel/Gift Card (VISA)- Purchased in house$2.95Below the typical range ($3–$4.50 nationally)
$0.55 below the national median
Knox deterministic extraction from Rosetta artifact #8746. canonical_hint=gift_card_purchase; text_hash=a30cb4042d91df952062df049a12d9d358c2a14c3dee46b21a19dbdd4694feaa; excerpt="| 11+ Travel/Gift Card (VISA)- Purchased in house $2.95" · Source
Travel/Gift Card (VISA)- Mailed out$3.95Within the typical range ($3–$4.50 nationally)
$0.45 above the national median
Knox deterministic extraction from Rosetta artifact #8746. canonical_hint=gift_card_purchase; text_hash=a30cb4042d91df952062df049a12d9d358c2a14c3dee46b21a19dbdd4694feaa; excerpt="Travel/Gift Card (VISA)- Mailed out $3.95" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Closed Account Charge - if closed within 90 days of opening	$10Within the typical range ($10–$25 nationally)	$5 below the national median	per month	Knox deterministic extraction from Rosetta artifact #8746. canonical_hint=early_closure; text_hash=a30cb4042d91df952062df049a12d9d358c2a14c3dee46b21a19dbdd4694feaa; excerpt="Closed Account Charge - if closed within 90 days of opening $10"	Source
Inactive Savings Account Charge	$3Below the typical range ($5–$10 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #8746. canonical_hint=dormant_account; text_hash=a30cb4042d91df952062df049a12d9d358c2a14c3dee46b21a19dbdd4694feaa; excerpt="Inactive Savings Account Charge $3.00 mo \| $100) $2.00"	Source
Overdraft & NSFVerified
Check conversion to cashier check charge (includes NSF checks)	$5Below the typical range ($25–$31 nationally)	$25 below the national median	—	Knox deterministic extraction from Rosetta artifact #8746. canonical_hint=nsf; text_hash=a30cb4042d91df952062df049a12d9d358c2a14c3dee46b21a19dbdd4694feaa; excerpt="Check conversion to cashier check charge (includes NSF checks) $5.00 ea Reconcilement Charge (checking account) $30.00 hr"	Source
Wire TransfersVerified
Incoming Wire	$10Within the typical range ($5–$15 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #8746. canonical_hint=wire_domestic_incoming; text_hash=a30cb4042d91df952062df049a12d9d358c2a14c3dee46b21a19dbdd4694feaa; excerpt="First Mortgage, past due over 15 days 5% of pmt Incoming Wire $10.00"	Source
Check ServicesVerified
Cashier Check Reissue Charge (after 91 days)	$10Above the typical range ($3–$5.50 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #8746. canonical_hint=cashiers_check; text_hash=a30cb4042d91df952062df049a12d9d358c2a14c3dee46b21a19dbdd4694feaa; excerpt="Cashier Check Reissue Charge (after 91 days) $10.00 ea \| Premier checking accounts 0.10 per pg"	Source

Cash & DepositVerified
Cash Advance	$8Within the typical range ($3.38–$10 nationally)	$3 above the national median	—	Knox deterministic extraction from Rosetta artifact #8746. canonical_hint=cash_advance; text_hash=a30cb4042d91df952062df049a12d9d358c2a14c3dee46b21a19dbdd4694feaa; excerpt="Cash Advance $8 Outgoing Domestic Wire Transfer $25.00"	Source
Non-member Coin Counting 7% of total Reloadable Debit Card
Account ServicesVerified
Garnishment Processing Charge	$30Within the typical range ($30–$75 nationally)	$20 below the national median	—	Knox deterministic extraction from Rosetta artifact #8746. canonical_hint=garnishment_levy; text_hash=a30cb4042d91df952062df049a12d9d358c2a14c3dee46b21a19dbdd4694feaa; excerpt="Garnishment Processing Charge $30 \| financial) $10.00 ea"	Source
Loan Subordination Charge
Mortgage ServicingVerified
Mortgage Loan Modification Charge (re-amortize)	$250Within the typical range ($35–$250 nationally)	$200 above the national median	—	Knox deterministic extraction from Rosetta artifact #8746. canonical_hint=mortgage_modification; text_hash=a30cb4042d91df952062df049a12d9d358c2a14c3dee46b21a19dbdd4694feaa; excerpt="Mortgage Loan Modification Charge (re-amortize) $250 Outgoing International Wire Transfer $55.00"	Source
Gift & Prepaid CardsVerified
11+ Travel/Gift Card (VISA)- Purchased in house	$2.95Below the typical range ($3–$4.50 nationally)	$0.55 below the national median	—	Knox deterministic extraction from Rosetta artifact #8746. canonical_hint=gift_card_purchase; text_hash=a30cb4042d91df952062df049a12d9d358c2a14c3dee46b21a19dbdd4694feaa; excerpt="\| 11+ Travel/Gift Card (VISA)- Purchased in house $2.95"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $5

83% below the national median NSF fee

Total fees: 13 — leaner than most institutions

Published fees

Under review

Assets

$329.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$329.0M

Total deposits

$289.7M

Service charge income (year to date)

$225K

Fee income ratio

2.7%

Return on assets

1.06%

Financial profile · Pro

Performance from regulator filings

Travel/Gift Card (VISA)- Mailed out

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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