24 banks and credit unions have branches in the Muskegon-Norton Shores metro area. The Bank Fee Index holds published fees for 17 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Michigan
Muskegon-Norton Shores metro counts institutions with a branch here, wherever headquartered. Michigan counts institutions headquartered in the state.
Muskegon-Norton Shores metro
7 institutions with a branch here
$10
Michigan
51 institutions headquartered in Michigan
$5.95
U.S.
1,903 institutions in the index
$7
Chosen as the fee whose Muskegon-Norton Shores metro median sits furthest from Michigan's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Muskegon-Norton Shores metro with Michigan and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $14 to $37.
Median published overdraft fee
Muskegon-Norton Shores metro
16 institutions with a branch here
$30
Michigan
109 institutions headquartered in Michigan
$29
U.S.
2,605 institutions in the index
$30
Muskegon-Norton Shores metro covers every institution with a branch here, wherever it is headquartered. Michigan covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
24 institutions, 16 with a published overdraft fee.
Bank · based in Cincinnati, OH · 8 branches here
Account not yet known
“If Overdraft Coverage is used, the per item fee for each overdraft is $37 per item.”
Bank · based in Sparta, MI · 5 branches here
Bank · based in Wilmington, DE · 4 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Shelby, MI · 4 branches here
Account not yet known
“*Overdraft Items | $35/item”
Credit union, membership rules apply · based in Grand Rapids, MI · 4 branches here
Account not yet known
“Courtesy Pay | $30.00/occurrence”
Bank · based in Columbus, OH · 3 branches here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Credit union, membership rules apply · based in Muskegon, MI · 3 branches here
Credit union, membership rules apply · based in Farmington Hills, MI · 2 branches here
Account not yet known
“We will charge you an Overdraft Privilege Fee in connection with the payment of that $14.00 transaction because the amount of the transaction was $10.00 or more.”
Credit union, membership rules apply · based in Oshtemo, MI · 2 branches here
Account not yet known
“Paid item (non-Courtesy Pay) | $35.00 per item | each additional item is”
Credit union, membership rules apply · based in Norton Shores, MI · 2 branches here
Largest banks by local bank deposits
Share of the $2.3 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Muskegon-Norton Shores metro's counties
Deposits and branches cover the Muskegon-Norton Shores metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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